I am a full time investor/trader from over last 20 years......Not a technocrat or auditor by profession though by qualifications I am BE,MIE,MBA , no other income source. .Earlier I was a full time trader, now as my capital has increased manyfold, I am a full time investor and trading is for fun and hobby.....my audit and accounts exposure is because I am getting audit done for my trading business through a same CA for over 25 years and filing my Income Tax Returns every year so I know all the accounting and income/taxation heads .Being an engineer I did not understand accounting, cash flow etc but I learnt it from 12 th class accounting books so that I can read company balance sheet and Profit and Loss accounts.
No family wealth inheritance as I come from a very lower middle class family .......but these days we have fantastic opportunities to grow our wealth, so either we see the opportunities and make full use of them or keep complaining for everything is in our hands.....hope that answers all your questions....