i am starting with only Rs. 20,000/-. i shall share my experience in future. is this amount is right for me? i am a middle class one. i have an emergency fund of Rs. 40,000/- which is kept in my Savings account. as i have said i have 3-4 hrs a day to spend and Rs. 4000/- p.m to invest. what should be my strategy. just buy shares and put in trading account / demat account? or play intraday? i have played some paper trading in rediffmoney. thanks.