Please review my SIP portfolio

Hello experts,

I am planning to do SIP Rs.25000/month into the following funds.

1. DSP BR Top 100 - Rs.5000
2. HDFC Top 200 - Rs.5000
3. Birla SL Frontline Equity - Rs.5000
4. Reliance RS Equity - Rs.5000
5. IDFC Premier Equity - Rs.5000

I am 34 years old and have long term investment plan.
Please review my portfolio and check if the allocation is OK.



Active Member
The type of funds chosen by you are
1. DSP BR Top 100 - Large Cap
2. HDFC Top 200 - Large and Mid cap
3. Birla SL Frontline Equity - Large and Mid cap
4. Reliance RS Equity - Multicap (Large cap tilt)
5. IDFC Premier Equity - Mid and Small cap

These choices are wonderful, but have some overlap though. Any reason why a limited exposure to Mid and small-cap? Is sticking to only large caps your strategy?

P.S: If you are able to invest into IDFC Premier Equity, please do share the details.

Happy New Year and Happy Investing !!


Active Member
Good one. Invest using weekly SIPs on different dates of the month of 1250Rs each, for better cost averaging.
Hope you have emergency funds worth 6 month of your monthly expenses. Also take care of ilfe insurance with term policy and a health insurance.


Active Member
I have HDFC Bank ISA through which I invest. When I tried to invest through the same in IDFC Premier Equity fund, I get the following message:

"Dear Customer, kindly note that IDFC Premier Equity Fund is closed for lump-sum subscription from 26th February, 2010, by the AMC till further notice. Request you to not to enter any fresh lump-sum subscription request for the same. Further, note that daily Systematic Investment Plan (SIP) / Systematic Transfer Plan (STP) option into this fund has been withdrawn by the AMC w.e.f. 1st Nov,2010. "

Hence, I was inquisitive if you were able to invest through some other channel.

Happy Investing