Bro so many question and I am in fever but would reply on detail later but if u wait till 4500 then 4200 cant b ruled out
If you want to take a ride then use STP route
STP> systematic transfer plan in which you deposit ur investment in debt fund and get around 6-7% return and every mnth a fix amount watever u chose would b invested in equity by SIP in mf
dont have detail of other fund but if you invest in Reliance medium term fund there is no exit load in that and u can enjoy benefit of both reason for chosing debt fund is return is double then u r getting in saving a/c
My views can be differ from other people here but I prefer RMF then other fund bcoz all big names are on paper and on TV but in actuall they give less return and I saw that in portfolio of my clients
I still prefer whenever u invest in SIP u are always in profit whether mkt is going up or is going down but dont forget to chose dividend payout option and use dividends in avging ur portfolio when mkt is below ur avg cost Happy Investing bro God bless us all
If you want to take a ride then use STP route
STP> systematic transfer plan in which you deposit ur investment in debt fund and get around 6-7% return and every mnth a fix amount watever u chose would b invested in equity by SIP in mf
dont have detail of other fund but if you invest in Reliance medium term fund there is no exit load in that and u can enjoy benefit of both reason for chosing debt fund is return is double then u r getting in saving a/c
My views can be differ from other people here but I prefer RMF then other fund bcoz all big names are on paper and on TV but in actuall they give less return and I saw that in portfolio of my clients
I still prefer whenever u invest in SIP u are always in profit whether mkt is going up or is going down but dont forget to chose dividend payout option and use dividends in avging ur portfolio when mkt is below ur avg cost Happy Investing bro God bless us all