Investment in Mutual funds

Dear All
i am working abroad and visit India once in every two yrs for 30 days.I have one NRE account which is having 8 lacs and lying ideal.
Real Estate is beyond my reach. i am thinking of investing this money in One go to a good mutual funds so that i get a good return.please adivse
1)is it safe to invest the whole amount in one time in a good mutual fund(my choice is HDFC Top 200& Pridence).
2)DO i have to visit AMC office for that or HDFC bank will manage with NRE account.
3) Name some good Mutual funds to invest monthly.I cannot take risk and at the same time if i keep my money in NRE it will not give any good intrest
Thanks to all
Babu Bhai

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