Re: How can good Portfolio be created in my case..
Yes apart from your financial goals, it is also important to understand the level of risk you are willing to take to achieve those goals. Based on that you could split your portfolio into 2 parts capital protected schemes(FD,debt etc) and capital unprotected schemes (eg equity,commodity etc). Come up with a ratio between these 2 parts. Stick to that ratio for about 2-3 years. Then review it again.
Yes apart from your financial goals, it is also important to understand the level of risk you are willing to take to achieve those goals. Based on that you could split your portfolio into 2 parts capital protected schemes(FD,debt etc) and capital unprotected schemes (eg equity,commodity etc). Come up with a ratio between these 2 parts. Stick to that ratio for about 2-3 years. Then review it again.