Target 20% returns on 1.5Lakhs in next 6 months - 1 year timeframe

[blueninja]

Would any other senior member would respond?and review the below

SBI Blue Chip Fund (G) - 15 thousand
Kotak Select Focus Fund - Regular Plan (G) - 15 thousand
Mirae Asset Emerging Bluechip Fund (G) - 10 thousand
Franklin India Smaller Companies Fund (G) - 20 thousand
DSP BlackRock Micro Cap Fund - Regular Plan (G) - 20 thousand
Mirae Asset Emerging Bluechip Fund (G) - 20 thousand
SBI Magnum Midcap Fund (G) - 10 thousand

Why are you going with so many funds - just limit to 3-4

One large cap
Two multi cap
One mid cap

 

[mastermind007]

Why are you going with so many funds - just limit to 3-4

One large cap
Two multi cap
One mid cap

How to actually weed out good MF from the confusing array of available choices

 

[blueninja]

How to actually weed out good MF from the confusing array of available choices

From the Below investment strategy 11% goes to large cape and the remaining goes to mid and small cap , such a allocation is highly risky .

The asset allocation that I'm following is

75% equity and 25% debt
Out of 75% - 25% goes to balance fund , 50% multi cap and 25% mid cap. I have only 4-5 funds from different fund house .

In investing , quality does not matter it's the quality that matters

SBI Blue Chip Fund (G) - 15 thousand
Kotak Select Focus Fund - Regular Plan (G) - 15 thousand
Mirae Asset Emerging Bluechip Fund (G) - 10 thousand
Franklin India Smaller Companies Fund (G) - 20 thousand
DSP BlackRock Micro Cap Fund - Regular Plan (G) - 20 thousand
Mirae Asset Emerging Bluechip Fund (G) - 20 thousand
SBI Magnum Midcap Fund (G) - 10 thousand

 

[shk161]

Why are you going with so many funds - just limit to 3-4

One large cap
Two multi cap
One mid cap

Thanks blue ninja for your response.


Actually i just decided those funds based on there historical data and return.


I am not planning to invest in all of them but some out of them,but all those funds are having different investment portfolio.


And i do not have any investment strategy like this much percent in equity and this much in debt.

As I am looking for higher returns and also the sum is not very huge so only trying to learn to pick the higher returns one.Definitely don't want to be on the riskiest side but yeah some risk to achieve higher returns.

11-12% of return is not worth of putting the efforts so just exploring if something around 20% can be achieved would be great. And ignore that 1 year time frame also.


Thanks

 

[shk161]

looks like the market is too steady now

 

[shk161]

Waiting for the right time to invest in this.


Can seniors provide more views on this?and help me some techniques to read to judge the market.

Thanks

 

[travi]

I would be very cautious at this stage in Market.

1. We are near the all time high, last time around Mar-2015 it U-turned from 9k Levels on the Nifty.

2. Historically, US elections have been volatile periods, more often down than up.

3. Not many "Big news" lined up in that short term.

There are many reasons, but since you are looking at a 6m - 1Y range, I would wait for Guru's here to share their opinion.

 

[shk161]

I would be very cautious at this stage in Market.

1. We are near the all time high, last time around Mar-2015 it U-turned from 9k Levels on the Nifty.

2. Historically, US elections have been volatile periods, more often down than up.

3. Not many "Big news" lined up in that short term.

There are many reasons, but since you are looking at a 6m - 1Y range, I would wait for Guru's here to share their opinion.

Hi Ravi thanks for responding.

Actually you can ignore that 6 months time frame.The market were all time high and it was on the riskier side I decided to settle down with Fixed deposits rather than doing any big mistake.

Now the time frame would be 2-3 years.

Regarding the US elections,are we going to see more ups and down going forward? which will be related to elections?


thanks

 

[shk161]

is it good time to invest now?

 

[shk161]

The list is updated with some ultra short term debt funds as well.

But still waiting for the right time as everything is at the peak now.