i would recommend exiting idbi as communists will always see that psu banks are in red and never make profits. did you know that in tamilnadu, dmk has written off about 6000 crores of loan from co-operative banks given to farmers!!. now ms.brinda karat has been asking the finance minister to extend the same to all states. so you know why i stopped recommending these stocks of psu banks for the time being.