Re: Can you comment on this portfolio?
Your choice of funds are good!!!
However I would like to suggest a few modifications on the structure of your portfolio:
Sundaram select focus is a good pick in the oppurtunities fund section. Magnum Balanced is a good fund in the Balanced Fund Section
1. Repetitive funds :
You portfolio contains funds that are repetitive. 2 funds doing the same thing. These are Sundaram Cappex oppur and DSP ML tiger. Both invest in the infrastrucure theme. You could consider investing in either one of the two. Sundaram capex is an extremely foccussed fund while DSP ML tiger has a broader mandate (investing in companies gained by economic reforms). Depending on your risk appetite you could choose either one of them. Another repetitive fund is Birla Sunlife Equity and DSP ML Equity. Both are multicap funds. Here too you could choose one and neglect the other. Birla Sunlife Equity is more aggressive than DSP ML equity. Again depending upon you risk apetite choose one.
Having more than one fund of the same type would dilute retuns. So trimming and having a portfolio having 4-5 equity funds (including tax saving funds) is important
2. Need for Large cap fund.
The portfolio lacks one large cap oriented fund. You could choose either one of the following Franklin Prima Plus, Magnum Contra, Birla Sunlife Frontline Equity, DSP ML top 100
Happy Investing
Your choice of funds are good!!!
However I would like to suggest a few modifications on the structure of your portfolio:
Sundaram select focus is a good pick in the oppurtunities fund section. Magnum Balanced is a good fund in the Balanced Fund Section
1. Repetitive funds :
You portfolio contains funds that are repetitive. 2 funds doing the same thing. These are Sundaram Cappex oppur and DSP ML tiger. Both invest in the infrastrucure theme. You could consider investing in either one of the two. Sundaram capex is an extremely foccussed fund while DSP ML tiger has a broader mandate (investing in companies gained by economic reforms). Depending on your risk appetite you could choose either one of them. Another repetitive fund is Birla Sunlife Equity and DSP ML Equity. Both are multicap funds. Here too you could choose one and neglect the other. Birla Sunlife Equity is more aggressive than DSP ML equity. Again depending upon you risk apetite choose one.
Having more than one fund of the same type would dilute retuns. So trimming and having a portfolio having 4-5 equity funds (including tax saving funds) is important
2. Need for Large cap fund.
The portfolio lacks one large cap oriented fund. You could choose either one of the following Franklin Prima Plus, Magnum Contra, Birla Sunlife Frontline Equity, DSP ML top 100
Happy Investing