Hi,
I'm planning to take a security loan by pledging my property.Can someone suggests banks tht can offer low ROI against my property.
TIA
-Deepak.
Seems like an old thread too late to reply.
There are several options out there. All state-owned and private banks are good.
As far as low ROI is concerned you should look out for private banks such as HDFC, such banks that have a strategic goal to expand their client base. These banks most often have promotional offers, where you could be able to obtain a loan against property with the best interest rate.
Banks and financial institutions usually offer special interest rates for a limited period of time during festive occasions. If you apply for a loan against property while such an offer is running, you may be offered a lower rate of interest.