You can withdraw upto 200000$ in a year as per the Liberalised remittance scheme.But if enforcement directorate,by any chance, comes to your house ,you will have to show some documentary proof.Bank doesn't have the authority to question your earnings.Only ED have the right to question your earnings and taxman-in the event of a tax default,.The 1 lakh is not a celing for inward remittance .Above the limit, source may be questioned as the whole idea is to stay away from the scanner.And 1 lakh is not 1000$.It is 2200 $.Please pay attention to what is written rather than making one repeat..
By the way,to be concerned so much about the withdrawl limit,makes me ask, are you earning 5000$ in a month?..