I am not qualified to give MF advice, I'm sorry. But, il give you a tip. Hide the names out of all the funds and check out who the fund managers are. Most of the time huge funds are handled by B.Tech+PGDM guys. eg, SBI mutual funds.
And also look at performance under different portfolio managers. Mutual funds hide the fact that they had different fund manager in good return times and different in bad times.
Please don't just glow in the fund houses of your mutual funds. Rather look at the experience and qualifications of the salaried sheep your giving your money too.
I agree with you that fund managers matter and not the AMC names. Well I post below the details you wanted me to look at. To me, they all look qualified. How do I decide which manager is the most competent and with whom I should go?
HDFC Balanced-G
Chirag Setalvad
Since: Apr*-*2007
Mr. Setalvad is a Science Graduate and has done his MBA from University of North Carolina.
He has an experience of 10 years in Fund Management and Equity Research. Prior to this, he was with New Vernon Advisory Services Ltd for 3 yrs., with HDFC AMC for 4 long yrs. and had worked in ING Barings N.V. from Sept. 1996 till May 2000.
DSPBR Balanced-G
Dhawal Dalal
Since: Nov*-*2012
Mr. Dalal holds a degree in B.E and has also pursued an MBA.
Prior to joining DSPBR Asset Management Company, he has worked with Merrill Lynch Asset Management. He worked with the Private Client Group for about a year and then the Money market Mutual Fund desk of MLAM for another year.
Apoorva Shah
Since: Jun*-*2006
Mr. Shah has a Post Graduate Diploma in Management (PGDM) from the Indian Institute of Management (IIM), Ahmedabad.
Prior to joining DSPBR AMC, held senior positions in the Global Private Client and Institutional Equity Sales divisions of DSP Merrill Lynch Ltd.
Reliance Regular Savings Balanced-G
Amit Tripathi
Since: Aug*-*2010
Mr. Tripathi holds a B.Com (H) degree and a PGDM.
From 1999 to 2003 he served at the New India Assurance Co. Ltd as an admin officer in the Investment Dept. Also featuring in his profile are stints with Sun Invest Associates Ltd as an Analyst for Equity Market Operations and CFS Financial Services P. Ltd as an Equity Dealer.
Sanjay Parekh
Since: Apr*-*2012
Mr. Parekh holds a B.Com degree and is a Chartered Accountant.
Mr. Parekh has over 17 years of stock market experience. Prior joining as Senior Equity Fund Manager in Reliance Mutual Fund, he worked with ICICI Prudential MF as Senior Equity Fund Manager, Ask Investments Managers as Head-Investments, Prabhudas Lilladher as Head-Private Wealth Group, Sunidhi Consultancy Services as Senior Analyst, Insight Asset Management as Senior Analyst & Capital Market Magazine as Corporate Analyst.
FT India Balanced-G
Anand Radhakrishnan
Since: Dec*-*2006
Mr. Radhakrishnan has done a B.Tech. and PGDM from IIM, Ahmedabad and is also a CFA.
Prior to joining Franklin Templeton AMC, has an experience of eight long yrs. of fund management at Sundaram Asset Management Ltd. and has also worked with SBI Funds Management for 2 yrs as Deputy Manager, Portfolio Manager of Asian Convertible and Income Fund.
Anil Prabhudas
Since: Feb*-*2011
Mr. Prabhudas is a Chartered Accountant (CA).
Prior to this, he has worked with Pioneer ITI AMC Ltd. as Assistant Vice President- Investments, with Petrosil Oil Company Ltd. and L.U. Krishnan and Co.
Sachin Padwal-Desai
Since: Aug*-*2006
Mr. Desai holds a B.E. degree and a PGDM from IIM, Bangalore.
He has also worked with ICICI Bank, Infosys Technologies and Thermax.
Umesh Sharma
Since: Jul*-*2010
Mr. Sharma is a Commerce Graduate and also holds degree in CS and CA.
Prior to this, he had an experience of working with ICICI Bank Ltd. as Research Analyst and with UTI and JM AMC as a Dealer.