my portfolio

#1
hiiii..
I am new to mutual fund investments..I have started investments as per following:
HDFC top 200-Growth =Rs.2000/permonth (SIP)
SBI Emerging businesses fund-Growth =Rs.2000/permonth (SIP)
UTI Equity fund-growth =Rs.1000/permonth (SIP)
Birla Sun Life NextGen Fund-Growth =Rs.1000/permonth (SIP)
Taurus Ethical Fund =Rs.1000/permonth (SIP)
Recurring deposit =Rs.1000/pm
PPF =Rs.500/pm
SBI Gold ETF =Rs.20000/per year
Is it a balanced portfolio or i need some changes? Is it aggressive, moderate or defensive? Should I switch to Direct schemes?

With thanks in anticipation,
Javed:)
[email protected]
 

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