MF Investment plan through SIP: Short-listed funds

[swama694]

You should have a large cap fund in your list.

IDFC premier Equity is a midcap fund
DSPBR Equity is a go anywhere fund.

You can add Birla SUnlife Frontline or HDFC TOP100 or DWS alpha Equity

Its tough to select fron a Div yeild fund and Opport fund. Both are good One invest in div yeild stocks and other as opportunities arises.

My advise will be then

IDFC premier Equity is a midcap fund 25%
DSPBR Equity is a flexi cap fund fund. 25%
Birla SUnlife Frontline 40%
UTI Opportunities(if u really want to add this) 10%


Swama

 

[mfnovice]

Hi Swama,

Thanks for your response! When you say "HDFC TOP100" do you mean "HDFC TOP200"?

Thanks again!

 

[swama694]

HDFCTOP200....I though of writing DSPBR TOP100 but since we have DSPBR Equity, its better to diversify across amcs too....

 

[mfnovice]

Thanks Swama!

Which one is better between Birla SUnlife Frontline or HDFC Top 200 in your opinion and why? I am not able to decide which one of the two to pick.

 

[swama694]

Its a tough question to answer.


Both invest across BSE 200 index companies. Fundmanager (Mahesh patil) BSLFLEQ is good at selecting across sectors and is good in max gains in upswings and containing the downside.

But since this is going to be the core holding and other funds in your portfolio has inherent risk in investing in mid/smallcaps, I prefer you to choose HDFC TOP 200 as it is diversified well on stocks and across different sectors. So it will defenitely be a conservative pick and will help in balancing your over all portfolio. Also fund is good in picking up multibaggers that has potential to be into the BSE 200 list. And expense ration is also on a lower side. The fund is a pure bottom up groth style fund and its good for keeping long term. The performace of this fund is better consistent through than its peers enethough not in a big margin. You can check valueresearchonline and compare funds std deviation and other technicals and arrive at a conclusion


Regards,

Swama

 

[mfnovice]

Hi Experience Investors,

I started my SIP this month as following:-
IDFC premier Equity (mid cap fund): Rs. 8000 per month
DSPBR Equity (flexi cap fund): Rs. 5000 per month
HDFC Top 200 (large cap fund): Rs 5000 per month

I want to invest another Rs 7000 per month. Please advise which other mutual funds to select?

I do not want to invest in any Gold ETF since I am buying physical gold separately. I like it more -

Swama, Mr. India and other experienced investors, please give your advice.

 

[mrindia]

Hi Experience Investors,

I started my SIP this month as following:-
IDFC premier Equity (mid cap fund): Rs. 8000 per month
DSPBR Equity (flexi cap fund): Rs. 5000 per month
HDFC Top 200 (large cap fund): Rs 5000 per month

I want to invest another Rs 7000 per month. Please advise which other mutual funds to select?

I do not want to invest in any Gold ETF since I am buying physical gold separately. I like it more -

Swama, Mr. India and other experienced investors, please give your advice.

Hello!
My vote goes for any one of following
1. Magnum Contra
2. Birla SL Frontline Equity
3. DSP BR Top100

mr india

 

[sanyad74]

Is IDFC premier Equity (mid cap fund) has SIP of 1000 Rs per month?

For how many month i

I see it has lum sum of 25 k mini.. But normally other funds has 5 k only why??

 

[nikrod]

Is IDFC premier Equity (mid cap fund) has SIP of 1000 Rs per month?

For how many month i

I see it has lum sum of 25 k mini.. But normally other funds has 5 k only why??

IDFC Premier Equity Plan A is a mid cap fund hence it is cautious about asset size. If asset size grows too much, it would be difficult for fund manager to run the fund efficiently. That's why this fund closed new purchase subscriptions & only opens it for limited period time by time. Also minimum investment amount is kept at high (R 25000).

On the other hand investors can start SIP any time. Minimum SIP amount is 2000 per month & in multiples of 2000.