Insurance is for Hospitalisation and before 30day and after 60days of hospitalisation is counted in that
In case of Insurance expiry you can call your branch or agent for renewal better go for any Govt Insurance policy charges are more but cheating is less
sundaram chola mandalam Reliance Bajaj Allianz Max iffco tokiyo is Jai Mata Di:thumb:
Assuming that you are asking for travel insurance coverage on unexpected hospitalization while tour. So my answer will yes, travel insurance do provide coverage on emergent hospitalization while on tour. Beside that your travel insurance policy should have cover in that particular region.
I am not sure about possibilities of getting covers after your policy gets expires, I would like to recommend that rather than thinking for such happenings you should keep your policy updated. These days renewal of travel insurance policy is very easy and online, then there is no problem to renew it timely. Actually it will help you to face such emergencies rather than getting suffered from such situations.
This is a very tricky situation, I would suggest you check with your insurance company. There are some companies which give you a 30-60 day grace period. Best way to save yourself from getting into such situation is to keep renewing your travel insurance policy on time.
Why can’t we try medical insurance in this since it is hospitalized no matter he/she was travelling. I think mediclaim will cover most of the expenses. Please correct me if I am wrong.