In this portfolio, you have got the best funds covered. With age on your side and a commitment to invest for long term, I would second your opinion to give higher percentage to mid & small cap funds. In the long run, equities score much better than FDs or RDs which gives zero or even negative returns post-inflation.
In 1) take Franklin Bluechip India fund as its a good one, just like Quantum Long term equity. This way, you are diversified across fund houses as IDFC is covered in 4).
IDFC premier equity plan A is a good one to have and it is consistent. Keep a close watch on Rel growth because of its huge AUM >8000cr. It may not return as much as it used to, in the past. This fund has become more like a multi-cap fund (with a mid-cap tilt as of now), from its earlier tilt towards the mid & small cap.
As always, check back with us in 1 year's time. SIP on different dates of the month or different days of the week. Good luck!
In 1) take Franklin Bluechip India fund as its a good one, just like Quantum Long term equity. This way, you are diversified across fund houses as IDFC is covered in 4).
IDFC premier equity plan A is a good one to have and it is consistent. Keep a close watch on Rel growth because of its huge AUM >8000cr. It may not return as much as it used to, in the past. This fund has become more like a multi-cap fund (with a mid-cap tilt as of now), from its earlier tilt towards the mid & small cap.
As always, check back with us in 1 year's time. SIP on different dates of the month or different days of the week. Good luck!
If i hv to reorganise my protfolio should i organise like this
1) Franklin Inida Blue Chip
2) HFDC Growth Top 200
3) IDFC Premir Plan A
4) Reliance Gwoth
5) DSPBR Micro Cap
6) Relaince Regular Saving Balance
thnk s