Hi
@Smart_trade Sir,
Here is an update based on your feedback:
1. In our calculation we have now considered Bonus, Splits, and Reinvestment of dividends(post 30% tax). 10,000 invested monthly with 15% increase in instalments YoY.
2. Now we are comparing apple with an apple. i.e. Large&Midcap mutual funds vs Large&Midcap stocks mixed vs NiftBees
3. To make the results more realistic, we have not considered few extra ordinary performer like BajFin, Dmart, etc. Also have considered 1 extreme loose like YesBank considering that in real world i would have made mistake of investing in it. All these is done to make results more realistic/normalized.
My original question remains as is:
If the calculations are correct, we see that returns are just little bit more in stocks on average basis, then why would one take all the pain of stock hunting, and not the mutual fund way. I am sure there is something i might be missing, Please throw some light on this matter.
View attachment 47819
Note: Details of above matrix/calculation can be found in below google docs.
https://docs.google.com/spreadsheets/d/19p1mrWKkncZK06QTxItxrviEK9bIbJ1xa1T9mymEf8M/edit?usp=sharing
Stocks under test were:
ASIAN PAINTS
PIDILITE
TITAN
TCS
BAJAUTO
RELAXO
RELIANCE
MARUTI
WIPRO
TECHM
SUNPHARMA
ICICI
AXIS
DLF
NESTLE
BRITANNIA
DABUR
Cipla
Havells
Marico
Berger paint
PageInd
@travi Sir, NiftyBees data is also now compared in above sheet. Would love to know your opinion as well.