1) I still have sizeable FD in LVB (now DBS) maturing in july. wont renew as their new interest rates have come down. They are crediting quarterly interest regularly.Did not sweat last Nov during 1-2 week suspense before RBI selling them to DBS.
2) I do bank (+senoir citizen FD) with Indusind bank ,Equitas Small Finance bank ,DCB bank ,Karnataka Bank,South Indian Bank,Federal Bank ,Karur vsya bank, City Union Bank (kumbakonam) etc . Dont keep more than 5 lakhs in any one bank.
3) planning to drop soon (Syndicate )Canara, Central,& open new sb accounts (FD) in IDFC, Bandhan & RBL
4) never invested in debt funds. Eiether Risk On (Stock ) (no mutual funds)or Risk off {bank FD (but diversified)}