Just tell them yes I need it ....is it ok if I use it for trading ?
Not only they will stop calling ...they will put you into no loan list.
You might get difficulty gettng proper loan from them later though ...so keep that in mind ...
30-40 points for BNF, isnt it less.
BTW, when it moves into favorable direction, then options will give more profit as compared to futures, wrt to investment involved. My view only.