My money is my money, especially in a Debt Fund. When I want it back, who is anyone to sidepocket anything. And then give it back.
I would like to compare it to someone breaking into your home, stealing your cash, and returning it after a few months with interest. I am sure very few people would appreciate that. And then, there would be some who would call that thief a changed man, and felicitate him. Same issue, different reactions.
For me, its literally stealing, if someone sidepockets in a Debt Fund.
And I told my daughter just now, her investments of 16500 odd are not considered good enough, she is insignificant. At age 20. Compared to the crores that people are investing in the markets. And that her deployment at 8700 levels are also not good enough, as her account size is so small. She had a few words to say, which I cannot put here
Though father daughter had a good laugh on this topic