@TraderRavi SIP is a averaging game. Question investor has to answer is.... What am I going to do if the market remains subdued for next 3 years? (considering time horizon is only 4-5 years).
To reap good benefits of SIP, one has to stay invested for longer periods of time.
This is return on a 4-5 year period. Exposure mainly to largecaps/index stocks.
Below is a return on a the same fund held for 10 years.
Note above return are in a bull market. We havent had a bear market after 2008 yet. So things can be different. I dont know.
Also, Return on each fund will differ on how the fund is churned from time to time. If someone has to invest now then its always better to stick with a bluechip/large cap fund.