It is obvious that you have made up a business plan, that is why you are aiding help. No financial institution or venture capitalist will grant you money if you don’t let them know beforehand why you want to run a business. So draw up sample cash flows to explain how to plan to handle their assets, and make sure that your figures aren’t overambitious. Show them the accurate representation of the real thing.
Lastly, keep your credit records clean. Pay off existing debts and avoid expenses that you cannot afford.
Yes, you can get your business loan against your fixed deposits (Loan amount depends upon the amount of fixed deposit you have). There are banks and private financial institutions granting loan against securities like your fixed deposit.