Bankruptcy risk scores exist?

#1
http://www.moneysavingfreetips.com/bankruptcy-risk-score.html

"But do you know that apart from a credit score, you also have a Bankruptcy Risk Score? Most people think that financial establishments only look at your credit score in order to determine if you're worthy enough for a car/house/student loan. This is right to a certain extent, but however in today's competitive economy, financial institutions are looking at something more than a credit score. This is called a bankruptcy risk score."

i never knew that :eek:
 

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