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    21% retun on first policy year, but company investor guide suggests else!

    according to investor guide and company website's fund performance chart Aviva Index fund is down -6.9% since inception but since i invested from May 2008 it gave me around 21% return in my first policy year. and this return i got without any switches or anything i just paid my premiums. IS...
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    how to choose a fund in a ULIP?

    Aviva LifeBond5 policy has 5 funds. Index, Enhancer, Growth, Balanced and Secure fund. In last 2 year their NAV history has been: Index - 10 to 8.6 - NAV fell down 1.4 Enhancer - 10 to 10.9 - NAV rose up 1 Growth - 35 to 31.5 - NAV fell down 3.5 Balanced - 34 to 35.9 - NAV rose up 2...
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    more than 30% return in ulip what to do now?

    i bought ulip on May 2008 chose Index fund and allocate 100% on equity exposure. Despite the bad market condition, i have gained more than 30% return on my premiums. What should i do now, should i switch my gains to Secure fund where it will expose to debt market instead equity. I am thinking...