Search results

  1. M

    My MF SIP Portfolio - Please advise

    Hi, Please verify my mutual fund SIP portfolio:- DSPBR Equity-G Rs. 3000 per month HDFC Top 200-G Rs. 9000 per month ICICI Pru Infrastructure-G Rs. 2000 per month IDFC Premier Equity Plan A-G Rs. 8000 per month Reliance Regular Savings Equity-G Rs. 3000 per month Please advise on...
  2. M

    Health Insurance for mother with Kidney disease

    My mother has kidney disease - she is not on dialysis because her creatinine level is yet not very high but in future she might have to go on dialysis after couple years. She is 56 years old. I tried Maxbupa but they said they cannot give her insurance cover because of her pre-existing...
  3. M

    Requesting advise on my portfolio

    I have been investing since one year through monthly SIP in following mutual funds:- HDFC Top 200-G Rs.9000 per month IDFC Premier Equity Plan A-G Rs.8000 per month DSPBR Equity-G Rs.3000 per month Reliance Regular Savings Equity-G Rs.3000 per month ICICI Pru Infrastructure-G Rs.2000 per...
  4. M

    Portfolio advise

    Hi All, Below is my total portfolio:- I have Rs1,70,000 already invested in Mutual Funds and continuing SIP in following MFs:- HDFC Top 200-G Rs. 9000 per month IDFC Premier Equity Plan A-G Rs. 8000 per month DSPBR Equity-G Rs. 3000 per month Reliance Regular Savings Equity Fund Rs...
  5. M

    Investing in MIP

    If there is 10% tax on capital gains or 20% tax with indexation, is MIP still better than bank FDs? Please explain the math.
  6. M

    Health Insurance for parents

    I want to take health insurance for my parents. Please advise me regarding some good health insurance plans. Also how well do they cover existing health conditions - my mother has a kidney disease and may also need a knee replacement in few years. Thanks for your advise and helpful pointers!
  7. M

    Investing in MIP

    Thanks Nikrod and Milind. Few more questions:- 1. If I invest in MIP with growth option for more than 1 year, then there are no taxes involved. Is this assumption correct? 2. Is it a risk if I do lumpsum MIP for Rs. 1 Lakh and do not break it into multiple investments? 3. How do I...
  8. M

    Investing in MIP

    Can I invest in MIP online? I have a demat account. Or do I need to take it at AMC office. I will prefer to invest online if that option is available. Please guide me. Also please advise on some good MIPs. Is Reliance MIP a good fund to invest in? Can I do MIP with growth option so that...
  9. M

    Are Debt funds going to give good returns?

    How do you invest in MIP? Can we do it through ICICI Direct? Or is it advisable to go through AMC like equity MFs.
  10. M

    Revisiting my MF SIP portfolio

    Currently I am investing Rs 18000 per month SIP in MFs. How much return can I expect after 20 to 25 years with this investment? What is the formula used to calculate it, please explain! I am doing this investment for retirement and want to understand how much I can expect and will that be...
  11. M

    Revisiting my MF SIP portfolio

    Thanks Nikrod. Is it a good idea to invest 4000 further in HDFC Top 200 or shall I diversify and choose any other large cap fund? Also shall I invest Rs 3000 in Reliance RSF or Reliance Growth will be a better choice? Thanks again!
  12. M

    Switching Off Funds invites Tax?

    Hi Milind, Can you please elaborate this further? I was not able to understand it being new to this! Thank you.
  13. M

    Revisiting my MF SIP portfolio

    Hi Nikrod, Praveen, What would be your 2 cents? I am not sure about HDFC Prudence because I do not have much information on hybrid funds. Any suggestions on other equity diversified MFs? I believe DSPBR Equity a multi/flexi cap - go anywhere fund and Reliance Regular Savings Equity Fund is...
  14. M

    Seeking advice on investing in bluechips

    Thanks Keyant. How do I check the book value? Sorry I am novice. Thanks for your guidance.
  15. M

    Sell or Hold Infosys

    I bought Infosys when it was Rs. 1000 level. I sold a part of it and got back more than my original investment. Now I am wondering if I should sell the remaining part of my holdings in infosys now that it is in the range of 2600 to 2700. Or should I continue to hold on to it. Any advise is...
  16. M

    Seeking advice on investing in bluechips

    Hi, I would like to invest in some bluechips for Long term. Is this a good time to buy some of the following stocks:- RIL DLF L&T ONGC NTPC Idea cellular HDFC SBI Airtel Tata power Tata motor TCS Or should I wait. What would be the good price to enter for each of these stocks...
  17. M

    Revisiting my MF SIP portfolio

    Eight months back I started monthly SIP in following MFs:- DSPBR Equity-G Rs. 3000 per month HDFC Top 200-G Rs. 5000 per month ICICI Pru Infrastructure-G Rs. 2000 per month IDFC Premier Equity Plan A-G Rs. 8000 per month I am 32 years old and can take good risk now. I am planning to stay...
  18. M

    LIC FD Jeevan Suruchi Vs. KVP

    Hi, I am looking to invest in some debt (have enough equity in the portfolio). I was thinking to invest in KVP Rs. 1 lakh because it's interest rate is more than 9% but I learned that there is TDS deduction in KVP. How much is the TDS so I can evaluate if it is still a better option. Recently...
  19. M

    MF Investment plan through SIP: Short-listed funds

    Hi Experience Investors, I started my SIP this month as following:- IDFC premier Equity (mid cap fund): Rs. 8000 per month DSPBR Equity (flexi cap fund): Rs. 5000 per month HDFC Top 200 (large cap fund): Rs 5000 per month I want to invest another Rs 7000 per month. Please advise which other...
  20. M

    DSP Merrill Lynch Mutual Fund

    Hi All, Can any one tell me about DSP Merrill Lynch Mutual Fund? How is the fund? Thanks in advance!