You can look at articles in Fundsindia, morningstar.in, value research to get an idea. They have recommended funds list.
Value research also has a Mutual Fund year book for around 400 that can be used say once every 4-5 years
You wont get a ready made list of funds from me, The choice of funds depends on what you consider as risk and how much volatility you can handle and what your future outlook is. If you think next 5 years will be boom years, you might have aggresive proportion to midcaps and multicap funds instead of large caps. Also, look for consistent long term returns rather than flashy once in a while type funds ( like SBI emerging business ). And try to undesrtand what a funds does - but no need to judge the choice of stocks, just the kind of them. You can look at portfolio and analyst commentary in above sites.
Balanced funds are good i suppose as they manage Equity-Debt ratio themselves and are more tax-efficient but i prefer to choose equity and debt funds seperately. Reason is that i can sell debt/equity seperately and not have to sell them both and that i can choose the kind of funds ( duration / corporate bonds etc )
Avoid sector funds unless you are doing some tactical short term investment based on expertise (and not news and previous years returns). Sectors rotate and last years performers may begin to lag, leave all of this to funds managers.
I am not familiar with all of your funds, I only choose funds of 4-5 Fund Houses to make it easier to manage.
ICICI FB and UTI opp are good conservative options and so is HDFC prudence which has marvelous long term record.
But at the same time you have taken more risk using sector funds which i assume is just based on returns - this you should avoid.
Some Good funds that you can consider -
Diversified Funds
1) HDFC Equity - Very good long term long term record, bit more volatile now.
2) Franklin Prima Plus - Very good and consistent long term returns. Has more smaller companies but they are known to pick quality ones for long term.
3) BSL Frontline Equity - Almost Always beats benchmark
4) ICIC dynamic - conservative - Has more debt.
For midcaps, i use funds that have mandate to invest across market caps. So if tomorrow, midcaps get expensive they can diversify. Some options -
1) Reliance Equity Opp
2) IDFC Premier Equity
3) ICICI prudential Discovery - This one might lag other funds in a raging bull market. They also have a higher debt allocation
Midcap only
1) HDFC midcap
2) Franklin India Prima
3) Franklin India Smaller Companies - Can use this with strict SIP or invest in bulk if there is a Big crash. This has more small caps so its more volatile.
4) Can also consider Sundaram Select Midcap - This was star performer of previous bull run. Still doing good and might give outsized long term returns but can underperform in short term.
There are many many more good funds but we cant optimize these things, just get 3-4 good ones and monitor once in few years.
In general, if you are investing for next 10+ years, i would prefer good diversified funds rather than largecaps/sector funds.
Also, prefer SIP ( or STP from liquid ) and
invest directly.
