Newbie to investment into mf, need your help

[lucky10101]

Hi, I am 26 yrs old unmarried person my income is 60k per monthI have bank account with SBI and want to invest into mutual funds and stocks.
Current Investment :
1. SBI Gold ETF
(a) Mode of Investment : SIP
(b) Duration : 36 months, Status Now : 19/36
(c) Amount : 1000/- pm
2. SBI Pharma
(a) Mode of Investment : lumpsum (bought this month)
(b) Duration : not fixed will hold atleast for 1 year
(c) Amount : 5000/-
3. SBI Infrastructure (bought this month)
(a) Mode of Investment : lumpsum
(b) Duration : not fixed will hold atleast for 1 year
(c) Amount : 7000/-

Future Investment :
I want to do invest 15,000/- from next month onwards in equity funds, please guide me if I have choosen correct fund for investment, let me know if any amendments need to be made
Requirements :
1. I want to invest into SBI mutual funds only
2. Don’t have to invest into insurance policy as I am already insured
FUND NAME AMT DURATION MODE
SBI Emerging Bussiness 3000 12 yrs SIP
SBI Global Magnum 3000 11 yrs
SBI Gold ETF 3000 9 yrs
SBI Pharma 3000 7 years
SBI IT 3000 5 years


Investment in Stocks :
I want to invest into direct stocks may be after 6 months If at all I have some spare money to take risk so which one is the best trading account, Since I have account with SBI shall I go with them. Once invested in stock I rarely keep track of it, its like investing and then forgetting for 6-8 months and then having a look at it and do necessary amendments if required, I am planning to invest every 6 months into stocks the spare money which I will be having.

 

[m.i.khilji]

It is good that you want to invest in equities (mutual funds).
Best part is, your age. You are starting so early that you can accumulate good corpus over a longer period of time.

But, it is utter non-sense to think of investing in only one AMC.

You have to diversy across multiple AMC and funds.

On your positive input, will provide funds' names.