Switch to Debt Fund??

[wb75]

I have investments in the following funds, in SIP mode.

HDFC BALANCED FUND - GROWTH 3000
DSP BLACKROCK TOP 100 EQUITY FUND - GROWTH 2000
HDFC TOP 200 FUND - GROWTH PLAN 1000
ICICI PRUDENTIAL DISCOVERY FUND -GROWTH 1500

Would it make sense to allocate some of the money to a Debt fund, say UTI bond fund, considering the current market conditions?

-WB

 

[KoolSIM]

HDFC Balanced Fund does invest in debt, so in a way you are invested in debt too. If your horizon is for the longer term, your portfolio is fine.

 

[roshcrazy]

If you want to tk benefit of the interest rate reversal, you may consider investing in debt funds like gilt funds, income funds or dynamic bond funds...