MF Portfolio - Nov 2011

[asterix24]

dear all,

Happy Diwali to you and your near and dear ones. After some personal challenges and introspective period, I have revamped my portfolio for both me and my wife based on our financial goals.

For starters, I am 33 and have 2 kids (6 years and 3 years).

My Portfolio:

Large Cap DSPBR Top 100 13%
Large Cap Franklin Inda Bluechip Fund 13%
Multi-cap HDFC Equity 11%
Mid & Small Cap HDFC Mid-cap Opportunities 13%
Large & Mid Cap HDFC Top 200 11%
Large Cap ICICI Pru Focussed Bluechip 18%
Mid & Small Cap ICICI Pru Discovery 7%
Large & Mid Cap UTI Opportunities 13%

My Wife's portfolio:

Large Cap Franklin Inda Bluechip Fund 20%
Large & Mid Cap Fidelity Equity 20%
Balanced HDFC Prudence 20%
Large Cap ICICI Pru Focussed Bluechip 32%
Mid & Small Cap IDFC Small and Mid Cap Fund 8%

I would love to hear your views and comments on my choice of funds and investment style.

once again.. happy diwali.. happy investing !!!

 

[Subhadip]

dear all,

Happy Diwali to you and your near and dear ones. After some personal challenges and introspective period, I have revamped my portfolio for both me and my wife based on our financial goals.

For starters, I am 33 and have 2 kids (6 years and 3 years).

My Portfolio:

Large Cap DSPBR Top 100 13%
Large Cap Franklin Inda Bluechip Fund 13%
Multi-cap HDFC Equity 11%
Mid & Small Cap HDFC Mid-cap Opportunities 13%
Large & Mid Cap HDFC Top 200 11%
Large Cap ICICI Pru Focussed Bluechip 18%
Mid & Small Cap ICICI Pru Discovery 7%
Large & Mid Cap UTI Opportunities 13%

My Wife's portfolio:

Large Cap Franklin Inda Bluechip Fund 20%
Large & Mid Cap Fidelity Equity 20%
Balanced HDFC Prudence 20%
Large Cap ICICI Pru Focussed Bluechip 32%
Mid & Small Cap IDFC Small and Mid Cap Fund 8%

I would love to hear your views and comments on my choice of funds and investment style.

once again.. happy diwali.. happy investing !!!

good choice my dear

but total 13 funds..

can it be reduced to total of 5 to 6 fund..

then it will be good for review

happy investing
:clap:

 

[asterix24]

I have marked each of them for a specific goal. Additionally, I have added 4 funds to augment my retirement plans ..

Thanks for the review thou..

Happy investing and Happy Diwali !!

 

[asterix24]

Further to my earlier post, the Goal to MF planning is as shown below

<LEGEND: Goal, Years to Go, Fund>; Inflation assumed to be 10% for planning

Daughter's Professional Course 11 DSPBR Top 100
Daughter's Post-Graduation Course 15 "HDFC Prudence, Franklin India Bluechip "
Son Professional Course 15 HDFC Top 200
Son Post-Graduation Course 19 ICICI Focussed Bluechip
Daughter Marriage 19 ICICI Focussed Bluechip
Son Marriage 23 Fidelity Equity
Retirement 27 "HDFC Mid-cap Opportunities
Franklin India Bluechip
UTI Opportunities "
HDFC Equity
ICICI Pru Discovery
IDFC Small and Mid Cap

The last 3 funds are just to augment and aren't part of my original plan. Reviews and comments are welcome.

Happy Investing and Happy Diwali!!!

 

[Subhadip]

I have marked each of them for a specific goal. Additionally, I have added 4 funds to augment my retirement plans ..

Thanks for the review thou..

Happy investing and Happy Diwali !!

well done

i will keep track of it

:clap:

 

[Subhadip]

Further to my earlier post, the Goal to MF planning is as shown below

<LEGEND: Goal, Years to Go, Fund>; Inflation assumed to be 10% for planning

Daughter's Professional Course 11 DSPBR Top 100
Daughter's Post-Graduation Course 15 "HDFC Prudence, Franklin India Bluechip "
Son Professional Course 15 HDFC Top 200
Son Post-Graduation Course 19 ICICI Focussed Bluechip
Daughter Marriage 19 ICICI Focussed Bluechip
Son Marriage 23 Fidelity Equity
Retirement 27 "HDFC Mid-cap Opportunities
Franklin India Bluechip
UTI Opportunities "
HDFC Equity
ICICI Pru Discovery
IDFC Small and Mid Cap

The last 3 funds are just to augment and aren't part of my original plan. Reviews and comments are welcome.

Happy Investing and Happy Diwali!!!

:clap::clapping::clap:

 

[drsambu123]

You need not mark the fund for goal.. u have to keep the target amount for each goal... maintain debt also to rebalance.
Gradually move from equity to debt when u near ur goal

 

[asterix24]

Yes.. apart from this I have investments in Debt and Gold to balance my portfolio. I have my plans of moving funds when nearer to the goal, but that's still quite a distance away

Happy Investing !!