Advice for MF for next 20 Years

[gauravsahariya]

Hi,
This is my first thread on this site. I am 30 Years old and plan to invest some money for 20 years or more. I want to start from 10K and will gradually, when I'll get more understanding on MF.

Below are my pics and I want to start from Nov.

1. HDFC Top 200-G Rs. 4000 per month (40%)
2. IDFC Premier Equity Plan A-G Rs. 2500 per month (25%)
3. DSPBR Equity-G Rs. 2000 per month (20%)
4. Reliance Regular Savings Equity Fund Rs 1500 per month (15%)

I shall increase % wise in all funds gradually. Please suggest if i have chossen right MF. I would appriciate if members/admin can give me some valuable advice to add/remove some funds or update % in any mutual fund.

Regards
Gaurav Sahariya

 

[kunalp123]

Hi,

These are very good fund in which you are investing.
Stay invested in these for atleast 3 to 5 yrs...



Regards,
Kunal.

 

[gauravsahariya]

Please members reply.. i am looking for some more suggestion.....my time frame is min 15 years....

 

[asterix24]

Hi Gaurav,

Your current choice of funds are good. However, please do note that these needn't be the case a few years down the line. I would recommend separating out the discipline of investing and choice of funds. Please do review your funds regularly (my choice every year) and churn those funds which aren't doing good.

Review and revamp is as important as investing discipline itself.

Happy Investing & Happy Diwali !!!

 

[Subhadip]

Hi,
This is my first thread on this site. I am 30 Years old and plan to invest some money for 20 years or more. I want to start from 10K and will gradually, when I'll get more understanding on MF.

Below are my pics and I want to start from Nov.

1. HDFC Top 200-G Rs. 4000 per month (40%)
2. IDFC Premier Equity Plan A-G Rs. 2500 per month (25%)
3. DSPBR Equity-G Rs. 2000 per month (20%)
4. Reliance Regular Savings Equity Fund Rs 1500 per month (15%)

I shall increase % wise in all funds gradually. Please suggest if i have chossen right MF. I would appriciate if members/admin can give me some valuable advice to add/remove some funds or update % in any mutual fund.

Regards
Gaurav Sahariya

i do not think IDFC premier equity plan is taking any new subscriber..so do not think you can enter fresh with them..

please see it..

others are good choice..
also think of HDFC prudence fund..

:clap:

 

[krishna324]

i do not think IDFC premier equity plan is taking any new subscriber..so do not think you can enter fresh with them..

please see it..

others are good choice..
also think of HDFC prudence fund..

:clap:

You can go by SIP in IDFC premier equity.
They are not accepting as direct single investment.

 

[gourimaya]

I think you cannot invest Rs.2500 in IDFC Premier Equity. If I understood correctly they accept only multiples of 2000.

 

[rckaushal]

The things in India are changing at a very fast pace. These days there are many factors like Anna, ramdev, lok paletc.etc. These factors might bring drastic changes in financial markets - many new treaties are expected to be signed. So be very careful while putting money in the market.

There will be many nose-dive landings in the coming days/months/years due to the above changes.

 

[rajeshn2007]

You have hdfctop200 and rel savings, which are ok. You could add hdfc equity and any midcap fund like sundaram midcap or hdfc midcap.