Please comment about my investments and suggest further changes

[cgiri]

HI,
I have invested in the following funds since last year.
1. UTI-UNIT LINKED INSURANCE PLAN - 10 YEAR PLAN ( one time invested 48344 Rs/-)
2. UTI - DIVIDEND YIELD FUND GROWTH OPTION (1000/month)
3. UTI-EQUITY FUND (Formerly UTI-Mastergain Unit Scheme) - GROWTH PLAN (1000/month)
4. UTI-MNC FUND - GROWTH PLAN (1000/month)
5. UTI-MASTER VALUE FUND - GROWTH PLAN (1000/month)
6. UTI OPPORTUNITIES FUND - GROWTH PLAN (1000/month)
Please suggest how much return I can get after 5 years and whether these are ok to my porfolio or not.

 

[KoolSIM]

Thats a lot of funds ............. that too from the same AMC!

You might want to diversify your funds between AMCs too and not just on the type of funds themselves. I'd recommend exiting all the funds, except UTI Dividend Yield. The ULIP I suppose was a one time thing, so I'd suggest that you continue with it.

With the Rs. 4000/- a month you have on hand to invest, I'll recommend increasing the contribution to UTI Dividend Yield fund to Rs. 2000/-. And invest the rest equally in HDFC Top 200 (G) and Franklin India Blue Chip (G).