Please review portfolio

[jganguly]

DSPBR Balanced 5%
DSPBR Equity 10%
DSPBR Small and Mid Cap 10%
HDFC Equity 14%
HDFC Mid-Cap Opptys 10%
HDFC Prudence 13%
Reliance Equity Opptys 12%
Reliance Growth 14%
Sundaram Select Midcap 11%

Thank you for any suggestions..!!

 

[asterix24]

Dear Friend,

2 suggestions for your portfolio:

1) Unless you feel that there is a good justification for the over-diversification, you can consider reducing the number of funds in your portfolio

2) Consider switching out of Sundaram Select Midcap and consider ICICI Pru Discovery or increasing investments in DSPBR Small & Mid cap.

Happy Investing !!

 

[ris]

Hi Asterix,

Nice to see you back.

Have you had a look at HDFC children's gift Inv fund.This is a balance fund & has performed well.I am looking at choosing this instead of Reliance RSF Balanced fund.

 

[ris]

Hi Asterix,

Nice to see you back.

Have you had a look at HDFC children's gift Inv fund.This is a balance fund & has performed well.I am looking at choosing this instead of Reliance RSF Balanced fund.

 

[asterix24]

Hi Ris,

Thanks for your wishes. My profession ensured that I was held back enough not to contribute on this forum.

I have reviewed HDFC Child investment plan and found it to be very good. Personally, I would definitely invest into the Equity Oriented fund, but I choose Reliance RSF as I had too much HDFC in portfolio (HDFC Prudence, HDFC Top 200, HDFC Equity).

There is one catch which you need to be aware of. This fund follows a mid-cap investment style and if you have a penchant for mid-cap related risk vs reward ratio, I would definitely recommend you to invest into this fund.

Happy Investing !!