Aggressive portfolio recommendations

[longterminvestor]

Greetings forum members,

I am a newbie to this forum and a newbie to investments as well! I came across this site only after I put my money on a few funds :annoyed:

I am 32, and I am looking to stay invested for a very long time (> 20 years) and I'm allocating INR 30,000/- every month in 6 different funds (INR 5,000/- in each fund), ALL of which are equity growth funds.

I would appreciate if you could take the time and provide me with your valued opinions on the following funds. Here goes:

1. Birla SunLife Frontline Equity Plan A

2. HDFC Equity

3. IDFC SME

4. ICICI Prudential Dynamic

5. UTI Dividend Yield

6. Reliance Growth

I don't quite recall the tenure that I chose (either 1 year or 3 years). I will have to check with my bank.

Few Qs:

a. Are these funds all decent funds to stay invested for the long-term? If no, which ones in particular should I get rid of, and possibly add to the portfolio?

b. Have I allocated the appropriate amount in each of the funds? Have I put a little too much in any of them?

c. Is it a good idea to increase the amount (by INR 5,000/-) in 1 or 2 funds within the very 1st year of investment?

d. Is it advisable to opt for 2 Large & Mid Cap funds, or choose 1 Large Cap fund and 1 Large & Mid Cap fund? If the latter, what Large Cap fund would you guys recommend between the Franklin India Bluechip fund and IDFC Imperial Equity Plan A?

I look forward to hearing back from you. Any other suggestions would be greatly appreciated.

Thanks, and safe investing

 

[longterminvestor]

64 views and not a single reply!

Anybody care to provide their expertise?

 

[ajay.kapoor]

Have you tried looking into the latest offering by IDFC. The IDFC Infrastructure fund seems to be a pretty good fund tom me. They have a very experienced fund manager too in Mr. Kenneth Andrade. IDFC Infra Fund intends to use very sturdy strategy. They would target companies whose current Return on Capital Employed is greater than their Weighted Average Cost of Capital. There is a possibility and scenario of rising credit costs, slow growth in order book and low margins consolidation will dominate the theme for some year’s to follow. By the year’s five to ten the companies would be strong enough to generate good results and the investors are likely to start getting good returns. Thus, it seems like a very good choice of investment. I think last date is 28th Feb 2011!

 

[KoolSIM]

Have you tried looking into the latest offering by IDFC. The IDFC Infrastructure fund seems to be a pretty good fund tom me. They have a very experienced fund manager too in Mr. Kenneth Andrade. IDFC Infra Fund intends to use very sturdy strategy. They would target companies whose current Return on Capital Employed is greater than their Weighted Average Cost of Capital. There is a possibility and scenario of rising credit costs, slow growth in order book and low margins consolidation will dominate the theme for some years to follow. By the years five to ten the companies would be strong enough to generate good results and the investors are likely to start getting good returns. Thus, it seems like a very good choice of investment. I think last date is 28th Feb 2011!

I am pretty much interested in this fund too but I'd rather wait for now! I have taken a lot of feedback and only gotten negative opinions to invest in this NFO. The issue is more systemic than fund specific and so nothing much can be done by an experienced fund manager at the onset.

Since the fund is open-ended, I wouldn't mind waiting out for now before some clarity comes into the market. Perhaps the units will cost cheaper too in the months to come before markets show an uptrend.

 

[lypePreapedaP]

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