Suggest Portfolio

[anup_ja]

Hi Guys,

I am 29 years old and want to invest 1.0 L. I want to invest it for the period of 5 years. Please suggest me good portfolio.

Thanks..

 

[SwingKing]

Go to Equities section and find SG's thread.

"Stocks to keep close eye on"

Ask him about how you want your portfolio to be structured.

Tc

 

[satheeshnair]

if take any advise from anybody for portfolio, refer the details and make a self analysis. it is the responsibility of a person to understand where he invest his hard earned money. Decision should be a safe one.

SBI @ 2500 TO 2600

SOUTH INDIAN BANK @ 19

TANLA SOLUTIONS @ 15 TO 17

TATA STEEL @ 600

INDIAN HOTEL @ BELOW 80

Refer BSE or other website to know the financial details ...
To see the net profit, growth etc.

All the best

 

[xxdiesel]

Hi Guys,

I am 29 years old and want to invest 1.0 L. I want to invest it for the period of 5 years. Please suggest me good portfolio.

Thanks..

If you want to invest in mutual funds, start a monthly SIP for Rs. 5000 each in two diversified funds like HDFC Top 200 and DSPBR Top 100. Your funds would be deployed in 10 months.

 

[anup_ja]

Thanks guys,

If we invest one time amount in a particular MF when the market is running low. Will it be profitable when we try to sell when the market is at its peak?

 

[milind]

Thanks guys,

If we invest one time amount in a particular MF when the market is running low. Will it be profitable when we try to sell when the market is at its peak?

Couple of comments.
- Assuming you are new to investing, please learn about equity investments, asset allocation, risks involved in various types of assets, and also figure out your risk tolerance. Value research is a good site to get started on the basics.
- It will be safer to invest in mutual funds for your long term portfolio. Go through the threads on this forum to know recommended funds. Investing directly in stocks involves more risks and requires good understanding of the market. Buying/selling based on tips in not a good way.
- You can never time the market. Although stock market has given up quite a bit last couple of months, you never know when its bottom. SIP ensures that you don't end up buying at the peak. It is also very difficult to know when its at peak.

Happy investing.

-- Milind

 

[KoolSIM]

Thanks guys,

If we invest one time amount in a particular MF when the market is running low. Will it be profitable when we try to sell when the market is at its peak?

Theoretically yes! At the market low, the Net Asset Value (NAV) or rather the price per unit of the mutual fund would be on the lower side, and would be high at the market peak. This is assuming that the fund represents the market broadly and is not sector specific.

But as the above poster said, one cannot determine lows and highs, and so an SIP is the best way of investing in a good quality mutual fund. Also I'd like to add that the real strong returns of mutual funds should be seen only in the long-term and not in the immediate future.