my portfolio....need suggestions

[johndinesh]

Hi members,
I am 32yrs and iam investing IN RELIANCE REG SAVINGS EQUITY (G) = 1500
HDFC TOP 200 (g) = 2500
BSL FRONTLINE EQUITY (G) =1500
DSPBR TOP 100 EQUITY (G) =2000
BSL DIVIDEND YIELD PLUS (G) = 1500
ICICI DISCOVERY (G) =1000
All these are through SIP past 6 months.
Is my portfolio well balanced?
I intend to invest in the funds for a long term (10 yrs)

1.....I WANNA INCREASE MY INVESTMENT TO ANOTHER 5000 RS per month
IN any OF THE FOLLOWING 2 FUNDS--HDFC PRUDENCE, RELIANCE REG SAVINGS BALANCED, DSPBR EQUITY, FIDELITY EQUITY,RELIANCE GROWTH,
(NEED UR ADVICE ON CHOOSING The best two considering my portfolio)

2.can i invest a huge some of money (lacs) in any funds and recieve monthly assured interest/returns without any loss to the original corpus( like bank FD's>????

 

[yodlee99]

1) Since you are in the early 30's I would suggest that you can continue these existing investments as your choices are good. You don't need to increase your debt contribution or the number of funds. If you want to increase investments, you can do in the existing funds. We, typically suggest a max of 5 funds so that it is easy to track.
2) You can get regular returns from bank FDs, post office savings scheme or MIP schemes from mutual fund houses. However, the returns of the MIP funds are not monthly and they vary from month to month. Also, remember that the tax implication of such fixed income schemes are higher than the returns from equity.

 

[milind]

Those are good funds. Continue investing regularly for long time. You need balanced funds only if you don't have any other debt holdings like FDs. Hearing term "Assured Return" makes me wonder if you are thinking of any Insurance products - I would stay away from them.

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Hi members,
I am 32yrs and iam investing IN RELIANCE REG SAVINGS EQUITY (G) = 1500
HDFC TOP 200 (g) = 2500
BSL FRONTLINE EQUITY (G) =1500
DSPBR TOP 100 EQUITY (G) =2000
BSL DIVIDEND YIELD PLUS (G) = 1500
ICICI DISCOVERY (G) =1000
All these are through SIP past 6 months.
Is my portfolio well balanced?
I intend to invest in the funds for a long term (10 yrs)

1.....I WANNA INCREASE MY INVESTMENT TO ANOTHER 5000 RS per month
IN any OF THE FOLLOWING 2 FUNDS--HDFC PRUDENCE, RELIANCE REG SAVINGS BALANCED, DSPBR EQUITY, FIDELITY EQUITY,RELIANCE GROWTH,
(NEED UR ADVICE ON CHOOSING The best two considering my portfolio)

2.can i invest a huge some of money (lacs) in any funds and recieve monthly assured interest/returns without any loss to the original corpus( like bank FD's>????