Top-up SIP amount, Aggressive funds..

#1
Following are my queries:
1.I had started a SIP investment of Rs. 2000 in HDFC Top 200 since March, 2010.
Is it possible to increase my SIP amount from 2000 monthly to 4000 monthly in the same folio no.
2. I want to invest Rs. 6000 monthly into 2 aggressive funds Please suggest me some mid cap/small cap aggressive funds.
I have a investment horizon of at least 15 years.
 

yodlee99

Active Member
#4
Following are my queries:
1.I had started a SIP investment of Rs. 2000 in HDFC Top 200 since March, 2010.
Is it possible to increase my SIP amount from 2000 monthly to 4000 monthly in the same folio no.
2. I want to invest Rs. 6000 monthly into 2 aggressive funds Please suggest me some mid cap/small cap aggressive funds.
I have a investment horizon of at least 15 years.
1) If you want to invest 4K per month in HDFC Top 200, I would say, start 4 SIPs of 1000Rs each on different dates of the month like for eg., 5th, 12th, 20th and 28th. This would give you better cost averaging than investing 4000Rs on 1 go.
2) DSPBR microcap is an aggressive one for long term 10yrs+.
I would certainly argue against investing more than 40% of your hard saved income in aggressive funds.. but that is my opinion.
Good luck!
 
#5
Thanks for the answers....I have come with following option for aggressive funds:
1.Sundaram Select midcap..
2.IDFC Premium equity Plan (A)
3.Reliance regular saving....(reliance equity)
4.DSP black Rock micro cap

What about investing 4000 monthly into any of 1,2,3 mid caps and 2000 monthly into DSP black rock?Is it a good idea??
Please suggest which one of the 1,2,3 mid caps is best.
 

yodlee99

Active Member
#6
I can answer your query a little better if you can share your existing MF portfolio. That way, one can analyze with the complete picture.
In general, I would say that your funds#2,3, and 4 are good. Sundaram Midcap is a "ok" fund and has been giving less returns than its peers. If you are ok with that, you can invest in all these. But, i bet that 2.IDFC Premium equity Plan (A) covers almost all the areas that Sundaram midcap invests in.
 
#7
Thanks for the answers....I have come with following option for aggressive funds:
1.Sundaram Select midcap..
2.IDFC Premium equity Plan (A)
3.Reliance regular saving....(reliance equity)
4.DSP black Rock micro cap

What about investing 4000 monthly into any of 1,2,3 mid caps and 2000 monthly into DSP black rock?Is it a good idea??
Please suggest which one of the 1,2,3 mid caps is best.
I would avoid Sundaram Select Midcap and replace it with Birla Sunlife Dividend Yield plus. IDFC Premier Equity and DSPBR MicroCap are fine. I would avoid the Reliance Fund.

You need to have at least 50% of your portfolio in good large and mid cap funds like DSPBR Top 100 or HDFC Top 200.
The remaining 50% can be allocated to IDFC and Birla/DSP Micro Cap.
If you need a multi cap, look at HDFC Equity or Quantum Long Term Equity.
 

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