MF recommendations required

[abdriver2000]

For a monthly investment of 30k (SIP route), which MFs would you recommend? This is for a person in mid-30s

Please provide your recommendations with a breakup of amounts and options (Growth or Dividend). Min 5 and Max 6 funds.

 

[blueninja]

For a monthly investment of 30k (SIP route), which MFs would you recommend? This is for a person in mid-30s

Please provide your recommendations with a breakup of amounts and options (Growth or Dividend). Min 5 and Max 6 funds.

Go for

HDFC 200 .................8000
Birla SL equity Plan A.........8000

IDFC prima plan A.........4000
Relaince Growth...........4000

Relaince Regular Saving........6000

thnk s

 

[abdriver2000]

Thanks BlueNinja!

It's been 2 days and only 1 reply. Experts, please post your suggestions!

 

[yodlee99]

I think blueninja has suggested good & consistent funds and the amounts also look good. You can reduce the mid& small cap funds, by replacing Rel Growth with a multi-cap like DSPBR Equity. Or else, you can increase investments in the other multi-cap fund - Rel Reg savings Equity.
Create a portfolio for yourself with valueresearonline.com and look at the allocations in large cap, mid cap & small cap funds.

Go for

HDFC 200 .................8000
Birla SL equity Plan A.........8000

IDFC prima plan A.........4000
Relaince Growth...........4000

Relaince Regular Saving........6000

thnk s

 

[savkar]

What are you end goals ?
Markets are currently very high and thus don't put all your money now.
Suggest to put 10K per month for now. get an idea. markets once are down increase it to 30k.

For a monthly investment of 30k (SIP route), which MFs would you recommend? This is for a person in mid-30s

Please provide your recommendations with a breakup of amounts and options (Growth or Dividend). Min 5 and Max 6 funds.

 

[blueninja]

hello

One cnt predict the market, todays high cnbe tomorrows low i.e tdy the market which at a high oh 20000 landmark, it cn further go to 25000 ir even higher

Th s

 

[xxdiesel]

Start a SIP with a Core and satellite approach. what would constitute the Core and Satellite would vary.

Ideally, a 5 star rated fund or a Nifty ETF should be the core with a few midcaps/small caps/sector funds as the satellite.

All the best.

 

[drsambu123]

Go for

HDFC 200 .................8000
Birla SL equity Plan A.........8000

IDFC prima plan A.........4000
Relaince Growth...........4000

Relaince Regular Saving........6000

thnk s

Good suggestion. But debt component is missing... i would recommend one balanced fund. Reliance regular savings balanced instead of rel reg savings equity.
or buy directly debt fund (around 20-25%),

 

[blueninja]

MET SMART PLATINUM(OVERVIEW)


Invstment period (in yrs) Min. age at entry Max age at entry Max age at maturity Lock-in period
5/10/wholelife* 7 yrs 70 yrs 99 yrs 5yrs**
* wholelife means upto maturity/death (whichever is earlier).
**not applicable in case of death

SAMPLE ILLUSTRATION :
Age of Investor - 30yrs
Period of Investment - 5yrs
Amt invested per yr - 2,00,000.00

Projected Returns :
% return 10 yrs (Age 40) 20yrs (Age 50) 30yrs (age 60) 40yrs (age70) 50yrs (age 80) 60yrs (age 90) 69 yrs (age 99)

10% 17 25 774 / 38 41 530 / 85 59 497 / 1 90 80 186 / 4 25 40 471 / 9 48 55 013 / 19 52 12 446/
12.5% 21 16 324 / 59 00 564 / 1 64 65 492 / 4 59 60 475 12 83 06 691 / 35 82 01 454 / 90 24 49 537 /
15% 25 86 098 / 89 85 663 / 3 12 43 922 / 10 86 60 129 / 37 79 20 598 / 1 31 44 32 510 / 4 03 59 34 588
20% 38 22 872 / 2 03 38 036 / 10 82 51 954 / 57 62 37 456 / 3 06 74 29 249 / 16 32 86 01 920 / 73 53 70 54 940 /

FEATURES :
1. In event of death, the fund value or GUARANTEED DEATH BENEFIT* (whichever is higher) shall be paid.
2. Tax benefit U/s 80C available.
3. Maturity/death tax exemption U/s 10(10D) available.
4. No exit load/charges after 5th yr.
5. Partial withdrawals allowed after 5th yr.

*Guaranteed Death Benefit (GDB) :
The GDB is dependent on the age of Investor & the period of Investment.
At the lower end, its 7 times of yearly investment for ages 60 & above.
Can be as high as 110 times of yearly investmest for age 7/8 choosing wholelife Invstmnt option.
contact:[email protected]

Hello

He is asking for MF , where as you are advising Ulip

thn s

 

[blueninja]

Good suggestion. But debt component is missing... i would recommend one balanced fund. Reliance regular savings balanced instead of rel reg savings equity.
or buy directly debt fund (around 20-25%),

Hi

Pls correct me if i m wrong, All above finds hv debt component attached. if you are investing in those funds you are indiectly investing in them.

also i m not sure about the age , in any case is the debt component invt needed. as the funds above are secure

thnk s