Is it right time to invset in M/F

#3

yodlee99

Active Member
#5
If you are going to stay in the market for 5-10 years, you can invest via SIP and you can start any time.
There is one catch here: when the market consolidates, you will see negative returns in your portfolio initially. If you are fine with it and not dependent on the returns during this initial period, go ahead with your plans.
Or else, invest in debt mutual funds now and wait for a consolidation.... which depends on your own interpretation!
 

Jesse

New Member
#6
My last SIP investment was started when the sensex was around 15000 & in next 7-8 months it touched 21000 giving me almost 34% return but then it toppled & reached 8000 & my returns were in negative showing -60% returns, but I knew that these indications are not for long term SIP investors.

At present I am seeing 43% returns from last 3 years SIP, but yes an important point is that if you start with lum sum amount when sensex is rock bottom you will have huge returns when it peaks, but no body can time the market thats why we have SIP to take advantage of law of average.

So I would suggest start with the SIP & keep the lumsum amount for a better day.
 

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