Kindly access the portfolio !!

[Webcheetah]

15 days back I had following portfolio

1) Reliance Growth Fund - Invested Value 25K (2006) - Current Value 51.5K (2010) - Redeemed Value 25K (July, 2010) - Balance Value 21.5K (July, 2010)
2) LIC Magnum Tax Gain - Invested Value 25K (2006) - Current Value 41.5K (2010) - Redeemed Value 28K (July, 2010) - Balance Value 13.5K (July, 2010)
3) HDFC Tax Saver - Invested Value 15K (2006) - Current Value 23.5K (2010) - Redeemed Value 23.5K (July, 2010) - Balance Value NIL (July, 2010)

Now, I want to invest around 1 Lakh for period of 1 year + in mutual funds, book profit, if growth looks OK to me then stay otherwise move-on to new MF. Also, In case I have some extra cash available with me I would love to put up in MFs.

Choices I have short listed (looking at the their returns @ 1 yr)
> DSP BlackRock Micro Cap Fund
> HDFC Top 200 Fund
> Reliance Regular Savings Fund (I bilieve I can invest around 25K in one go as well apart from SIP)
> ???

NO, I would not like to enter into SIP anyhow. I found it uncomfortable to have a monthly commitment.

As a note, I have investing 70K religious in PPF from last 3 years and been satisfied so far. So with this MF thing I am kinda trying to play in Equity market as I cannot play in Direct market due to hectic schedules.

Kindly pour in your suggestions, Thanks.

 

[blueninja]

15 days back I had following portfolio

1) Reliance Growth Fund - Invested Value 25K (2006) - Current Value 51.5K (2010) - Redeemed Value 25K (July, 2010) - Balance Value 21.5K (July, 2010)
2) LIC Magnum Tax Gain - Invested Value 25K (2006) - Current Value 41.5K (2010) - Redeemed Value 28K (July, 2010) - Balance Value 13.5K (July, 2010)
3) HDFC Tax Saver - Invested Value 15K (2006) - Current Value 23.5K (2010) - Redeemed Value 23.5K (July, 2010) - Balance Value NIL (July, 2010)

Now, I want to invest around 1 Lakh for period of 1 year + in mutual funds, book profit, if growth looks OK to me then stay otherwise move-on to new MF. Also, In case I have some extra cash available with me I would love to put up in MFs.

Choices I have short listed (looking at the their returns @ 1 yr)
> DSP BlackRock Micro Cap Fund
> HDFC Top 200 Fund
> Reliance Regular Savings Fund (I bilieve I can invest around 25K in one go as well apart from SIP)
> ???

NO, I would not like to enter into SIP anyhow. I found it uncomfortable to have a monthly commitment.

As a note, I have investing 70K religious in PPF from last 3 years and been satisfied so far. So with this MF thing I am kinda trying to play in Equity market as I cannot play in Direct market due to hectic schedules.

Kindly pour in your suggestions, Thanks.

Hello

Right now the market is at heigh dont put lumpsum amount in MF. U may end up paying more , wait till october when the market is likelly to come down. or invest in SIP ( which u don't want )

At the present the folloiwng funds are doing good
Reliance Pharma
Reliance Diversified Power Sector
i expect them to reach 200 NAV in two to three years

Third u can go for is IDFC Prem A

thnk s

 

[Webcheetah]

After brainstorming from morning I have shortlisted below funds and decided to invest 40K x 3 Funds

DSP BlackRock Micro Cap Fund
HDFC Top 200 Fund
Reliance Equity Opportunities Fund

What do you feel of these funds ??

 

[Webcheetah]

Hello

Right now the market is at heigh dont put lumpsum amount in MF. U may end up paying more , wait till october when the market is likelly to come down. or invest in SIP ( which u don't want )

At the present the folloiwng funds are doing good
Reliance Pharma
Reliance Diversified Power Sector
i expect them to reach 200 NAV in two to three years

Third u can go for is IDFC Prem A

thnk s

Oh... so should I wait right now ?? I was about to purchase them within next week. Thanks for the headup, I'll try to keep tap of market.

 

[nikrod]

15 days back I had following portfolio

1) Reliance Growth Fund - Invested Value 25K (2006) - Current Value 51.5K (2010) - Redeemed Value 25K (July, 2010) - Balance Value 21.5K (July, 2010)
2) LIC Magnum Tax Gain - Invested Value 25K (2006) - Current Value 41.5K (2010) - Redeemed Value 28K (July, 2010) - Balance Value 13.5K (July, 2010)
3) HDFC Tax Saver - Invested Value 15K (2006) - Current Value 23.5K (2010) - Redeemed Value 23.5K (July, 2010) - Balance Value NIL (July, 2010)

Now, I want to invest around 1 Lakh for period of 1 year + in mutual funds, book profit, if growth looks OK to me then stay otherwise move-on to new MF. Also, In case I have some extra cash available with me I would love to put up in MFs.

Choices I have short listed (looking at the their returns @ 1 yr)
> DSP BlackRock Micro Cap Fund
> HDFC Top 200 Fund
> Reliance Regular Savings Fund (I bilieve I can invest around 25K in one go as well apart from SIP)
> ???

NO, I would not like to enter into SIP anyhow. I found it uncomfortable to have a monthly commitment.

As a note, I have investing 70K religious in PPF from last 3 years and been satisfied so far. So with this MF thing I am kinda trying to play in Equity market as I cannot play in Direct market due to hectic schedules.

Kindly pour in your suggestions, Thanks.

In situation like this, I would adice you to stay away from MF's. MF's are meant for long term & systematic investment.

Go for stocks of some blue chips if you feel like playing equity. I would suggest 4 or 5 stocks from diversified sectors would do. For example, Infosys, Reliance, HDFC Bank, Sun Pharma, ITC etc...

 

[yodlee99]

I understand your issues with doing SIP. Still, I would suggest investing in liquid funds of HDFC, DSPBR and Reliance in lumpsum (say, 40K in each) and then do STP for 3K per month * 13 months = 39K each into HDFC Top 200, DSPBR Microcap and Reliance Growth funds. If you have some surplus cash, add more to the liquid fund and extend the deadline for STP.
This way, you don't have to time the market, nor have to worry tracking them often and your investments are diversified. You get a fund manager who takes care of it even if you are super busy.

From past experiences in 2007/08, I am always skeptical about entering markets directly as you know its all about timing & valuing the stocks right.
How do you know RIL or Infosys won't go down !?

NO, I would not like to enter into SIP anyhow. I found it uncomfortable to have a monthly commitment.

As a note, I have investing 70K religious in PPF from last 3 years and been satisfied so far. So with this MF thing I am kinda trying to play in Equity market as I cannot play in Direct market due to hectic schedules.

Kindly pour in your suggestions, Thanks.

 

[drsambu123]

Choices I have short listed (looking at the their returns @ 1 yr)
> DSP BlackRock Micro Cap Fund
> HDFC Top 200 Fund
> Reliance Regular Savings Fund (I bilieve I can invest around 25K in one go as well apart from SIP)
> ???

NO, I would not like to enter into SIP anyhow. I found it uncomfortable to have a monthly commitment.

Never see just one year performance.. You will end up with wrong assessment... See atleast 3-5 years performance.

Most of the MF investing people find it comfortable with SIP. Its just a mindset. U go through various threads in this site... Read value research online articles about SIP( ( Go to that site and u can find it in the archives). You may change your mindset?
All the best