Suggest a Portfolio

#1
I have a net savings of 1.4 crores.

So I planned to invest 30% in mutual funds and the rest in assured return schemes
like Corporate FDs, bonds, etc.

Is it a good idea? If no then why?

Now 30%=42L
Since I am new to mutual funds , please suggest a suitable portfolio. From the information i have gathered, I have observed that the following mutual funds are good performers:

HDFS Top 200 Fund Growth
DSP BR Top 100 Growth
ICICI PRU DISCOVERY Growth

Please comment on these funds and suggest other funds for good investment. I do not require any regular income from these funds, if it isnt already obvious.

Also I have no particular short term investment objective and further I am not
into Finance by profession so I do not want to spend too much time on investment and market tracking.

what mutual fund portfolio would you suggest

God bless you.
 
#4
There are many good funds to be invested in

Reliance Pharma Fund
ICICI Discovery
HDFC top 200
Reliance Regular Savings
DWS inv opportunity (very good fund for SIP)
 

nikrod

Active Member
#5
First & foremost advice - DO NOT INVEST IN BULK.

Since your equity investment is quite large only invest throgh SIP route. You can go for SIP for 12 months. STP (Systematic transfer Plan) would also do. I would suggest following portfolio.

2 Large Cap Funds (60%)

HDFC Top 200
DSPBR Top 100

1 Aggressive / Midcap oriented Diversified Fund (20%)

Reliance Regular Savings Equity OR
DSPBR Equity OR
Reliance Growth

1 Mid Cap Fund (15%)

IDFC Premier Equity OR
Birla Sun Life Mid Cap Plan A OR
Sundaram SMILE

1 or 2 sector Funds (15%)

ICICI Prudential Infrastructure OR
Reliance Diversified Power OR
Reliance Pharma

Invest only if you have long term horizon (typically more than 5 years).
 

Similar threads