Mutual Fund Basics

[gabbar.singh]

What funds (I mean debt or equity or balanced) one should invest?

 

[aca_trader]

Re: What to do in this falling market?

What funds (I mean debt or equity or balanced) one should invest?

5 minutes ago received a call from a friend! ICICI was offering some 10% discount on NFO (Rs. 9 for Rs. 10 NAV). Just asked him, "Who knows it won't go to Rs. 6?"

Better sit on cash in this market instead of investing it.

 

[btw]

Re: What to do in this falling market?

Sit tight and wait for the uncertainty to clear. Divide your investible capital into ten equal parts and keep buying in dips

 

[oxusmorouz]

Re: What to do in this falling market?

What funds (I mean debt or equity or balanced) one should invest?

If the interest rates do decline, which is a very likely scenario, the debt fund with the longest portfolio duration (and earning a fixed rate of interest) tends to benefit the most in terms of capital appreciation, besides being relatively a safe bet.

 

[mayurkotlikar]

Re: What to do in this falling market?

Check this option, I just added this to the forum:

http://www.traderji.com/mutual-funds-discussion-forum/20607-arbitrage-good-unstable-market.html

I consulted my financial advisor specially for this kind of problems, and he adviced me for a different kind of fund. This is not risk free for sure, but option worth considering. And I think, the market is not just "falling" currently. It is more "turbulant"

 

[Vicky78]

Re: What to do in this falling market?

Simply continue with your SIPs in a falling market.

 

[mayurkotlikar]

Re: What to do in this falling market?

Very true !

What is your opinion about having some monthly investment in a fund that gives me some liquidity as well a reasonable returns (say 8%)?

I would like to save a small amount, say 1,000 Rs, but I might need to withdraw that if required. Generally, it stays in my bank saving account.
So, in simple words, no great returns expected (may be just a FD), but with no locking and other stuff

 

[mrindia]

Re: What to do in this falling market?

Very true !

What is your opinion about having some monthly investment in a fund that gives me some liquidity as well a reasonable returns (say 8%)?

I would like to save a small amount, say 1,000 Rs, but I might need to withdraw that if required. Generally, it stays in my bank saving account.
So, in simple words, no great returns expected (may be just a FD), but with no locking and other stuff

Hello!
Keeping some liquidity in hand i.e. saving bank account is also vry necessary; which you can have instantly e.g via ATM. Your 3months expenses must be in this form.
The excess earning should be used as SIP.

mr india

 

[mayurkotlikar]

Re: What to do in this falling market?

Thanks mrindia.

 

[naminik]

want to invest in mutalfunds,

Hi,

I want to invest in mutal funds & shares,
i dont have much ideas
what are the benefits of sip,
equity & debt.
which funds are safer & securable.
pls give a brief about the above.
Thanks