Medical Insurance With Equity?

[ankitrastogi82]

Hi,

I am looking for some products which can provide me
medical insurance cover for me and my family (me, spouse and children)
and also some returns by investing into equity portfolio (like ULIP's does life insuarance + market returns).

Are there similar kind of products exist in medical insuarance sector also. Please provide me the name or details of the same.


thanks
Ankit

 

[suba_stocks]

Hi,

I am looking for some products which can provide me
medical insurance cover for me and my family (me, spouse and children)
and also some returns by investing into equity portfolio (like ULIP's does life insuarance + market returns).

Are there similar kind of products exist in medical insuarance sector also. Please provide me the name or details of the same.


thanks
Ankit

please check LIFE INSURANCE CORPORATION ...recently they have launched a similar product as stated above.

so please either go through there website or consult any LIC near by office in your city.

regards
suba

 

[sanjugalande]

lic's new health policy

http://www.licindia.com/images/health_plus_brochure.pdf

 

[Vicky78]

mixing insurance and equities is a very bad idea.

While insurance is a used to protect downside risks, equities are risky financial products. Mixing them neither gives the returns or the required health protection. plain vanilla mutual fun + plain vanilla insurance is the best option.

Also, these equity linked insurance products are regulated by IRDA whereas mutual funds are regulated by SEBI.

 

[roro1234]

mixing insurance and equities is a very bad idea.

While insurance is a used to protect downside risks, equities are risky financial products. Mixing them neither gives the returns or the required health protection. plain vanilla mutual fun + plain vanilla insurance is the best option.

Also, these equity linked insurance products are regulated by IRDA whereas mutual funds are regulated by SEBI.

I agree with you completely , mixing the two is a bad idea as investments and insurance are two separate things but off late people want every thing linked with equity, although now after the correction people are back in thier senses.
I opted out of this product and went for regular med insurance