Portfolio Review

[thakur_ritesh]

hello all,

as u can see this is my first post on the forum and am new here. i am looking to incease my portfolio, and with the mkts down i believe this is best time to make the investmenst.

what i am looking at are:

icici pru infra
jm basic
standard chartered premier equity
rel natural resources
taurus discovery

kindly give ur inputs on these funds, and the time span u give to each.

[mayurkotlikar]

I will say that you should have some debt related investments in your portfolio.

As they say, 100-your age should go to risky investments (equity) and your age should go to secured.

If you are 30 years old, and investing say 100,000>>put 30,000 in some secured options (like PPF\Bank FD)
70,000 Goes to equity\mutual fund.

They way it is now, investing in lump sum (if you have funds, and talking of only 6 months) than SIP will be better.

Think about SIP for more than 5 years

[Vicky78]

Yes debt will be good in a port folio. The quantity of debt will depend upon the risk apetite of the invester. For example I am 29 years old and I hold about 50% in debt and FDs.

[sharadha]

Hi,

This is the first time I am using this extremely helpful forum. I have started investing my hard earned money in mutual funds lately. Below is my portfolio. Can you pls suggest if it is ok or I have to make any changes to it.

1. Kotak Tax saver - 10K
2. SBI Magnum Contra - 10K
3 Kotak opportunities - 10K
4. DSP Tiger fund - 10K
5. Reliance Natural resources (the recent one with NAV Rs.10/-) - 25K

I know the difference between dividend reinvestment and growth funds. However, would like to know which one would yield more returns in short time, say 1 yr. I plan to keep these funds except tax saver till the time they get double(I found that all these funds got doubled in a period of 1 yr..even if I get anywhere around 50% it is fine) , redeem it then divide the fund in two equal halves and put them in new mutual funds preferably latest funds with low NAVs.

Do you think it is a good plan?

Thankyou for helping me.

[thakur_ritesh]

hi people,

kindly give ur inputs on reliance diversified power sector fund. nav has fluctuated from a high of 87 to a low of 69 and is around 74, it has been constantly said that the power sector funds were over-valued, what i ur take on the fund.

thanks in advance, looking forward to the replies.

[Vicky78]

Reliance Diversified Power Sector fund, being a sector fund is bound to be volatile in nature. It is a well managed fund though. Among the high risk high return category.

But your portfolio already contains many infra based theme funds. Adding Rel Power sector fund would make your portfolio very risky. Add large caps and plain vanilla equity funds to your portfolio.

[alokjain]

I am also planning to put my money this week. BTW, what is 15% 1st drawdown? My banker didn't tell me about it. I would appreciate if you could help me understand it (mail at alokjain[at]h o t m a i l [dot]com)

thanks,

Originally Posted by apprentice

Hello i live in the UK , after giving some thought i have gone for HDFC AMC's PMS Real Estate Fund which has entry at 25L.( 6+1+1) Yes, it is little expensive since it charges an entry load of 2.5%, 10% hurdle rate, then 12%+ 80:20, 15% 1st drawdown. But I personally feel that if HDFC is managing a real estate fund, that too development fund, then the returns would be quite good as they are quite knowledgeable and influential. They have much better rapport with majority of builders, developers, etc.

Was convinced abt their investment strategy as well, ( top 20 cities india, concentrating on Hotels/Residential/Commerical/Hospitals/Malls ) so decided to go it !!

what do you guys think of it ??, was it a safe/wise/foolish choice ?? , look forward to your comments

[friend]

Hello!
I am 32 yrs old & can have above average risk, horizon is 3-4yrs.
I have invested as under
Rs 25000 HDFC Prudence
Rs 25000 Sbi Magnum Contra Gr
Rs 10000 DSPML TIGER Gr
Rs 5000 Kotak opportunities Gr

Rs 1000/mo SIP Tata Infra

Rs 10000 Birla Tax Rel 96 (ELSS)

Is this portfolio tilted/biased towards any capitalization/theme/sectors or you think it fulfils my needs?
Do I need churning my portfolio for future investment? I have ~ 50k to park.
Also, I want to seek comparative views b/w Birla Sunlife Equity & DSP ML Equity.
Do I need to add one of these to my kitty.
Plz do post a comment on this portfolio.

Your views will be very very useful as I am new to MFs. I have dealt in stocks till now.
Hope to hear from you all soon.

[ramesh004]

Dear Freinds,

Please check my below portfolio...I need your advises on below...You can see my funds and amount invested so far.. Totally I invested 3 laks so far...

DSP ML TIGER : 31K Rs
DSP ML Tax saver: 13K
HDFC Mid cap oppurtunities: 8K
ICICI Infrastructure: 42K
JM Basic: 24K
Kotak Tax Saver: 7K
Reliance Diversified Power: 48K
Reliance RSF: 18K
SBI Magnum Comma Fund: 30K
Stan chart Premier Equity Fund: 25K
Tata Infrastructure: 41K
Relaince Natural Resources (NFO): 8.5K (pending in approval).

Currently Markets are in down trend, once markets bounce back and Funds cross their highest NAVS I would like to remove some funds.

I am 31 and high risk taker can invest monthly 40K in MFs and would like to keep for 3 years. Please advise me how my portfolio should be and what I need to remove or add.

Thanks and Regards

Ramesh

[cool_archie]

Your portfolio is tilted towards Infra & mid-cap funds,
if you have invested in them for more than 1 year get out of some of the infra & mid-cap funds
and invest in large caps like reliance vision, sundaram select focus, ... to name a few.