Portfolio Review

[swama694]

thanks vicky for the prompt reply.....

i also wish to take some debt schemes as I found its better than FDs.

can you suggest 2 good debt funds for a long term growth plan which will provide capital protection to an extent?

[kurianfin]

Dear friends , l am new to MF investement ( been in this only from 2007)
Cast ur eyes on this and comment / suggestions welcome

ICICI services indus 70,000
ICICI Infrastructure 50,000
HSBC Dynamic 40,000
Rel: Media & Enter 40,000
Rel: Equity (RP) 60,000
DSP-ML Equity 50,000
Rel: Index sensex 50,000
SBI Arbitrage 45,000

Looking forward to ur replies.

Thanx , bye

[Vicky78]

HDFC MIP LT Adv - Growth option (75% debt , 25% equity)- SIP Preferred- (no exit load if redeemed after a year)
Birla Short Term - Growth (no exit load if redeemed after 15 days)- This fund can be used as an emergency fund
Birla Sunlife Income - Growth (no exit load if redeemed after 180 days)- It can be used as a savings deposit

[Vicky78]

Increase allocation to these funds. they should form the core of your portfolio

DSP-ML Equity 50,000
Rel: Index sensex 50,000
SBI Arbitrage 45,000

[swama694]

AFter going through a lot of posts answered by u , I revamped my portfolio as I am thinking to start invest in april 2008 onwards an I still have time to research and prune my portfolio and watch the market..

So can you give me a suggestion on whether this is a well defined strategy
But still I have too many funds. Can you guide me on which one to be avoided.

core holdings

Magnum Contra-large cap
DSPML Equity- multi cap
Sundaram Select Focus-opportunities

Midcap\Small cap
Birla Midcap - midcap
Standard Chartered Premium Equity- small cap

Thematic
DSPML TIger-infra

I wish to allocate 30% of my savings to this aggressive portfolio divided equally in the above schemes

10% of my savings in HDFC Prudence

For all the above I am looking for a long horizion of investment say 7-10 years
10% in HDFC MIP LT advantage
20% in debt instruments like birla sunlife income and income plus and some bonds or FMPs through highly conservative approach.
rest 30% in bank FDs

[k4trade]

Please suggest whether the following SIP/month portfolio is ok.

DSP ML TIGER - 2000 Rs
HDFC Equity - 1000 Rs
Reliance Vision - 1000 Rs
Reliance Growth - 1000 Rs
Reliance Diversified power - 2000 Rs - Planning to add right from this month
ICICI Pru Dynamic - 1000 Rs - I am planning to drop this right from this month
SBI Magnum Global - 1000 Rs - I am planning to drop this one also right from this month
SBI Magnum Contra - 1000 Rs
Sundaram Select Mid-Cap - 1000 Rs

[infinity_lko]

Few comments on ur portfolio :

1. Never invest lumpsum in high PE volatile Sectors, like- Media & Entt. USe STP or long tenure SIP to capture the benefit over longer term
2. Never buy Index Funds through Mutual Fund, always choose ETF route- they are cheap and have zero tracking error
3. SBI Arbirage Fund is OK but Reliance Equity can be changed to Reliance Equity Advantage Fund
4. For Service Industries take Tata Services, if you can

Base of my suggetion :

- Passive Portfolio is supplemented with some highly active Funds
- weak and volatile sector is avoided under direct exposure and arbitrage benefits are captured by one fund

[Shahab]

I'd recommend Reliance Power Diversified fund .. Ive invested some money in it and it has given around 60% since last september .. It is a high risk high return fund ..

[kurianfin]

Dear friends, thanx for ur response. I did not mention that these investments were made as SIP's. Started with Rs 20,000 each and all are still going on as SIP's. I should have mentioned that.

I am looking at a time horizon of 4-5 yrs. ( nri planning to return to india )

Risk tolerence High
Risk capacity Moderate

I am also planning to put down about 5 lacs into equity this year. So that l can make up a total of 10 lacs which includes investment into MF's + shares + Debt schemes + PPF .

Suggestions are welcome.

Thanx guys , lookin forward 2 ur replies.

[Vicky78]

It is sector fund and an amazing one!

While it is very easy to get into a sector fund, it is more important to know when to exit it.