Portfolio Review

[Rigid]

You're right...Birla Sunlife Equity is a Multicap Fund. I really wanted to post Birla Midcap. Sorry about that. As for Reliance Growth, I think its still more a Midcap oriented fund than anything else. Edited my post above.

[gabbar.singh]

As on date it looks as follows:


Equity Scheme Weightage(%)
--------------------------------------------------
DSPML Equity Fund-D 2.89
DSPML Opportunities-D 13.18
DSPML Savings Plus Moderate-G 2.09
Fidelity Equity-D 2.81
Franklin India Bluechip-D 10
Franklin India Flexi Cap-D 6.35
Franklin India Opp-G 2.91
HDFC Cash Mgmt Sav-G 3.95
HDFC Equity-D 30.74
HDFC LT Advantage Fund-D 0.61
HDFC Prudence-D 11.87
HDFC Top 200-D 9.64
Reliance Vision-G 2.96

HDFC Cash Management will go to HDFC Equity and HDFC Prudence over 10 months or so. HDFc Long term advantage - D will go to HDFC Top 200 - D over next 5 months.

Similarly DSPML Savings Plus Moderate will go to DSPML Equity over 8 months or so.

May I have your considered opinion on what I should remove or add to my portfolio?

[Lijo]

DSP Merrill Lynch Equity Funds 3000

DSP Merrill Lynch Balanced Fund 1000

ICICI Prudential Infrastructure Fund 2000

Birla Sunlife Equity Fund 2000

Kotak Opportunities 2000

Magnum Global Fund 3000

Reliance Growth 2000

Reliance Power Diversified 3000


How is my portfolio ?

Can somebody comment ....

Thanks
Lijo

[justsayraj]

When I looked (10 days ago) at their STP conditions; HDFC does charge entry loads. You may want to check their entry loads for STP again.

[Vicky78]

Discontinue SIP in Magnum global. It has not been consistant. With the exception of 2 years when Sandeep Shabarwal was the Fund manager the fund did well. or else its been an underperformer.

[mrindia]

I will also suggest to merge DSP ML Eq. & Birla SL Eq into one.
mr india

[deoria]

thanks for the suggestion

[Vicky78]

yes those funds are similar and bring in a large cap fund into your portfolio.

[Vicky78]

Originally Posted by gabbar.singh

As on date it looks as follows:


Equity Scheme Weightage(%)
--------------------------------------------------
DSPML Equity Fund-D 2.89
DSPML Opportunities-D 13.18
DSPML Savings Plus Moderate-G 2.09
Fidelity Equity-D 2.81
Franklin India Bluechip-D 10
Franklin India Flexi Cap-D 6.35
Franklin India Opp-G 2.91
HDFC Cash Mgmt Sav-G 3.95
HDFC Equity-D 30.74
HDFC LT Advantage Fund-D 0.61
HDFC Prudence-D 11.87
HDFC Top 200-D 9.64
Reliance Vision-G 2.96

HDFC Cash Management will go to HDFC Equity and HDFC Prudence over 10 months or so. HDFc Long term advantage - D will go to HDFC Top 200 - D over next 5 months.

Similarly DSPML Savings Plus Moderate will go to DSPML Equity over 8 months or so.

May I have your considered opinion on what I should remove or add to my portfolio?

Was this portfolio suggested by personalfn?

You have good funds in your portfolio. It would be better reducing it to 4-5 funds. Too many funds will dilute returns.

[Vicky78]

Originally Posted by Rigid

LargeCap
=======
DSPML Top 100 Equity
HDFC Top 200
Birla Sunlife Frontline Equity
Reliance Vision

MidCap
=======
Reliance Growth
Birla Midcap
Standard Chartered Premier Equity

Opportunities
==========
Kotak Opportunities
DSPML Opportunities

Adding to what Mr India said, you have 3 large cap funds, HDFC top 200, Reliance Vision and DSP ML top 100. You can pick one among the three. Personally, I would go with DSP ML Top 100, though Reliance Vision is also a good fund.

Based on your fund selection

less aggressive

DSP ML Top 100
Birla Sunlife Frontline Equity
Reliance Growth

More aggressive
Reliance Vision
DSP ML Equity
Birla Midcap
Kotak Oppurtunities