Portfolio Review

[deoria]

dear team members

i would like to know your opinion and sugestion on my present and proposed portfolio

Present portfolio
1. ICICI Pru Infrastucture-G
2. ICICI Pru Dynamic-G
3. JM Contra -G
4. JM Emerging Leaders-G
5. Sundaram Capex Opportunity-G
6. Sundaram India Leadership-G
7. Reliance Diversified Power Sector-G

Proposed portfolio under planning
1. ICICI Pru Infrastucture-G ( due to past performence)
2. DBS Chola Hedge Equity-G ( Due to hedging strategy)
3. JM Contra -G ( due to Sandeep sabharwal fund manager)
4. JM Emerging Leaders-G ( due to Sandeep sabharwal fund manager)
5. Benchmark Gold ETF ( due to low risk return)
6. Reliance Regular savings Equity - G ( due to past performence)
7. Reliance Diversified Power Sector-G ( due to Sunil sighania fund manager)

I WILL INVEST THROUGH SIP AND (LUMPSUMP OR SWITCH FROM GOLD ETF IN FALLING MARKET ONLY)

kindly give me your suggestions for better portfolio.
regards

deoria

[swama694]

the exposure to small caps through 2 funds JM emerging leaders and Reliance Reg Savings Equity invites much risk...but it all depends on the risk u can take
....although the fund chosen by you are perfect based on the strategy you adopted to choose from. But I prefer you to have a core portfolio with one large cap fund and one flexicap(you have reliance reg savings equity, but its 1-2 year performance is not enough for core portfolio) fund with good CAGR for last 3 years atleast.

But I am not sure how much weigtage you are going to al these funds and your period of investment for a suggestion.

But i can re align it as : although its too many funds
1. ICICI Pru Infrastucture-G ( due to past performence) 8
2. DBS Chola Hedge Equity-G ( Due to hedging strategy) 15
3. JM Contra -G ( due to Sandeep sabharwal fund manager) 15 or Magndum contra as betting on Fund manager with more than one fund is not healthy. And this will diversify fundhouse too.
4. JM Emerging Leaders-G ( due to Sandeep sabharwal fund manager)8 or choose standared chart premier equity if u wanna stick to jm contra
5. Benchmark Gold ETF ( due to low risk return).......lumpsum investment 20(gold will give inflation adjusted return, if u wanna SIP try DSPML world gold fund)) 18
6. Birla Sunlife Equity - G ( due to past performence) 15
7. Reliance Diversified Power Sector-G ( due to Sunil sighania fund manager)6
8. Kotak 30 ( due to past performence and concentrated bets on 30 stocks) 15

[justsayraj]

Hello Friends,

As of now I am investing in below listed MF's
HDFC Equity - Growth
HDFC Growth - Growth
DSP ML Equity - Growth
Standard Chartered Imperial Equity - Growth
Reliance Equity Advantage - Growth
Reliance Regular Savings Fund - Equity - Growth

I am investing with long term view of about 10 to 15 years.

Please advice if the above portfolio looks good and if I need to stop investing in any of the above funds or if I need to choose any other funds in place of any of the above listed funds.

Please quote this message in your reply to make it easy to know if your reply is for this post.

Thanks in advance.

Raj.

[Vicky78]

Originally Posted by justsayraj

Hello Friends,

As of now I am investing in below listed MF's
HDFC Equity - Growth
HDFC Growth - Growth
DSP ML Equity - Growth
Standard Chartered Imperial Equity - Growth
Reliance Equity Advantage - Growth
Reliance Regular Savings Fund - Equity - Growth

I am investing with long term view of about 10 to 15 years.

Please advice if the above portfolio looks good and if I need to stop investing in any of the above funds or if I need to choose any other funds in place of any of the above listed funds.

Please quote this message in your reply to make it easy to know if your reply is for this post.

Thanks in advance.

Raj.

Your portfolio looks good. Few minor changes can be considered in the defencive funds in your portfolio.

Standard Chartered Imperial Equity - Growth
Reliance Equity Advantage - Growth

Your could go for funds with a better track record like Magnum Contra or Franklin Prima plus Or Birla Sunlife Frontline Equity

[justsayraj]

Originally Posted by Vicky78

Your portfolio looks good. Few minor changes can be considered in the defencive funds in your portfolio.

Standard Chartered Imperial Equity - Growth
Reliance Equity Advantage - Growth

Your could go for funds with a better track record like Magnum Contra or Franklin Prima plus Or Birla Sunlife Frontline Equity

Thanks a lot for the advice.

Will stop further investment into those two funds and pick one of the other ones as per your advice.

Thanks a lot for quick response.

[vijay121264]

Sir,

I have some Mutual funds and My Portfolio is as under.

DSPML T.I.G.E.R. Reg-D 2.67%
Fidelity Tax Advantage-D 2.00% (Rs. 1500/- by SIP)
ICICI Pru Indo Asia Equity Fund Retail -G 1.68%
ICICI Pru Infrastructure-D 2.91%
Magnum Contra-G 4.03%
Magnum Taxgain-D 3.39%
Reliance Diversified Power Sector Retail-G 30.51%

Reliance Equity Advantage Fund Retail-G 6.57%
Reliance Growth-G 3.55%
Reliance Natural Resources-G 31.18%

Reliance Regular Savings Equity 5.54%
Standard Chartered Small & Midcap Equity-G 2.05%
UTI Infrastructure-G 3.92%

I also want to invest Rs. 6000/- P.M. through SIP for minimum 3 to 4 equity diversified funds. Suggest me a good diversified fund and also give your opinion about Birlasunlife Tax Relief-96 Growth Fund by SIP @Rs. 1000/- (NFO). shall I go for Reliance Vision, Sundaram BNP Paribas Capex Opp., Magnum Contra, Sundaram BNP Paribas select Midcap or Birlasunlife Equity Growth? Kindly Suggest me a good Portfolio.
Thanks,
Vijay

[Vicky78]

What your portfolio lacks is a plain vanilla multicap fund. My pick would be DSP ML Equity fund.

Also avoid too many thematic funds. Also totally avoid NFOs. Continue your SIP in the following funds and do not add anymore new funds. 4 to 5 funds should make your portfolio optimal

DSP ML tiger
DSP ML Equity
Reliance growth
Magnum Contra
Fidelity tax Advantage

[mayurkotlikar]

Sorry, shifted post here to new thread

[mayurkotlikar]

I posted a thread yesterday, but it is no longer present. Not sure what went wrong, so posting again.

My SIP portfolio has 6 funds, which I started since Sept-2007. Same amount for each:
1. DSP ML Tiger (Growth)
2. JM Emerging Leaders (Growth)
3. JM Contra (Dividend payout)
4. Franklin India Flexi cap (Growth)
5. ICICI pru Discovery fund (Growth)
6. Reliance Media and Entertainmene (Growth)

Along with this, I recently started 2 more with lesser amount. These are basically to replace my saving account options:

1. ICICI Equity and Derivatives Fund Income Optimizer (Growth)
2. Templeton India Income fund (Growth)

[mayurkotlikar]

All are with long term commitments. My age is 30 years