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| Discuss Unit-Linked Insurance Plans (ULIP) at the Mutual Funds Discussion Forum within the Traderji.com - Discussion forum for Stocks Commodities & Forex; If you want to invest in ULIPs , please ensure that you invest for minimum ... |
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#21
10th April 2007, 08:57 AM
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Re: Unit-Linked Insurance Plans (ULIP)
If you want to invest in ULIPs , please ensure that you invest for minimum 7-8 years as initial high charges of ULIP will take time to recover. For less than 7 years , go for Mutual funds(Investment) + term plan(insurance cover). Acutal time to break even will depend on fund performance and scheme charges. 
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#22
21st April 2007, 04:10 PM
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Re: Unit-Linked Insurance Plans (ULIP)
Hi......I am writing for the first time on Traderji.com.
I am a salaried person and looking for some short term investment in order to save tax. can plz. somebody share the info like.....where should i invest ? Thanks in advance.
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#23
23rd June 2007, 12:29 PM
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Re: Unit-Linked Insurance Plans (ULIP)
One think that everyone must understand about ULIP is
"If you don't need life insurance, don't invest in ULIP" As simple as that. Companies take charges to compensate on the life insurance part. If you look at the fund management charges, they are very less and similar to any mutual funds. I posted quite a few articles on my blog. http://ulip.sulekha.com
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#24
23rd June 2007, 01:14 PM
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Re: Unit-Linked Insurance Plans (ULIP)
how is ULIP money plus and market plus from LIC of India
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#25
23rd June 2007, 01:19 PM
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money plus from lic of india
which is the better ulip between market plus and money plus from lic of india
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#26
23rd June 2007, 01:20 PM
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Re: money plus from lic of india
which is better ulip between money plus and market plus from LIC of India
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#27
23rd June 2007, 01:46 PM
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Re: Unit-Linked Insurance Plans (ULIP)
Quote:
Here are the points that should be considered Product Name % Premium Allocation (1st, 2nd and 3rd year) Policy Admin charges/annum Fund mgmt charges/annum mortality charges /1000 Rs/annum Is mortality charge on sum at risk? Top up charges Maximum Topup Minimum Premium Minimum Term Lock-in period (min is 3 years) Partial withdrawl after _ year Max partial withdrawl permitted Minimum partial withdrawl Surrender charges Number of free Swithces/year Performance of fund since last 2 years(Equity)(as on 1st Jan 2007) it may or may not sustain. Sum assure required Can increase sum assured?
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#30
23rd June 2007, 05:42 PM
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Re: which is best ULIP
Well said Manish,
I did the similar analysis on ULIP as a Term Inusrance Plan. http://ulip.sulekha.com/blog/post/20...-insurance.htm With my analysis even I found that ULIP can really replace term insurance plan and also at the end of the tenure, you will have handsome of money in your hand.
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