Suggestion on Portfolio

[ravikumardgp]

Dear All,

I am investing 15K /month in mutual fund thru SIP. My portfolio is as below. Please suggest on the portfolio ! do I need any changes !!

View - 10 Years Investment

1. BIRLA SPECIALSITUATI (G) - 2000 pm
2. FRANKLIN HIGH GR COM (G) - 1000 pm
3. ICICI PRUVALDISCO (G) - 1000 pm
4. RELIANCE EQUITY OPP (G) - 1000 pm
5. UTI MNC (G) - 1000 pm
6. BIRLASL PURE VALUE (G) - 1000 pm
7. DSP BR SMALL&MIDCAP (G) - 1000 pm
8. HDFC SMALL CAP RP (G) - 1000 pm
9. HDFC MID-CAP OPP RP (G) - 1000 pm
10. INVESCOIND MIDNSMAL (G) - 1000 pm
11. RELIANCE MID&SMALL (G) - 2000 pm
12. SBI EMERGING BUSINES (G) - 1000 pm
13. TATA MID CAP GRO RP (G) - 1000 pm

 

[Subhadip]

Dear All,

I am investing 15K /month in mutual fund thru SIP. My portfolio is as below. Please suggest on the portfolio ! do I need any changes !!

View - 10 Years Investment

1. BIRLA SPECIALSITUATI (G) - 2000 pm
2. FRANKLIN HIGH GR COM (G) - 1000 pm
3. ICICI PRUVALDISCO (G) - 1000 pm
4. RELIANCE EQUITY OPP (G) - 1000 pm
5. UTI MNC (G) - 1000 pm
6. BIRLASL PURE VALUE (G) - 1000 pm
7. DSP BR SMALL&MIDCAP (G) - 1000 pm
8. HDFC SMALL CAP RP (G) - 1000 pm
9. HDFC MID-CAP OPP RP (G) - 1000 pm
10. INVESCOIND MIDNSMAL (G) - 1000 pm
11. RELIANCE MID&SMALL (G) - 2000 pm
12. SBI EMERGING BUSINES (G) - 1000 pm
13. TATA MID CAP GRO RP (G) - 1000 pm

Too many funds...try to reduce it to five funds.

Go fo direct option

 

[vagar11]

Use https://www.mfuindia.com/ for direct funds.

 

[Vikas Rawat]

Dear All,

I am investing 15K /month in mutual fund thru SIP. My portfolio is as below. Please suggest on the portfolio ! do I need any changes !!

View - 10 Years Investment

1. BIRLA SPECIALSITUATI (G) - 2000 pm
2. FRANKLIN HIGH GR COM (G) - 1000 pm
3. ICICI PRUVALDISCO (G) - 1000 pm
4. RELIANCE EQUITY OPP (G) - 1000 pm
5. UTI MNC (G) - 1000 pm
6. BIRLASL PURE VALUE (G) - 1000 pm
7. DSP BR SMALL&MIDCAP (G) - 1000 pm
8. HDFC SMALL CAP RP (G) - 1000 pm
9. HDFC MID-CAP OPP RP (G) - 1000 pm
10. INVESCOIND MIDNSMAL (G) - 1000 pm
11. RELIANCE MID&SMALL (G) - 2000 pm
12. SBI EMERGING BUSINES (G) - 1000 pm
13. TATA MID CAP GRO RP (G) - 1000 pm

Lots of Small and Mid cap funds in your portfolio. If I need to spend 15k SIP I would select

Franklin India Bluechip fund - Large Cap
ICICI Pru Focused Bluechip fund - Large Cap

ICICI Pru Value discovery fund - Large and mid cap
Franklin India Prima plus fund - Large and mid cap

HDFC Small and midcap fund - Small and Mid cap
Franklin India Prima fund - Small and Mid cap

HDFC Balanced Fund (G) - Balanced
ICICI Pru Balanced Fund (G) - Balanced

To make my portfolio diversified, I would include debt and bonds fund as well.

Long term Debt :
SBI Magnum Gilt fund - Long term plan
L&T Gilt fund - Investment plan

Bonds:
ICICI Pru long term fund
UTI Dynamic bond fund

I hope this will help.