Portfolio review request post Demonetisation market

[shk161]

I want to know which is better option for short term:FD,ultra short term debt fund or liquid funds.advantages and disadvantages

If you are entering to MF market then there is no short term, the shortest would be around 4-5 years .And if you really need safe and best results without much headache in lesser than that time I would suggest FD. :rofl:

 

[TracerBullet]

I want to know which is better option for short term:FD,ultra short term debt fund or liquid funds.advantages and disadvantages

UST are fine, liquid funds are meant for very short term Holding. UST have slightly higher duration of 6 months-1 year. Its diversified and easy to enter/exit and this is what i use for 'liquid' investments. In general, UST will give slightly higher returns.

Reliance has a very neat feature of instant redemption - no need to wait for T+1 and can take out cash on weekends too. So i now use Reliance MMF.

If you are entering to MF market then there is no short term, the shortest would be around 4-5 years .And if you really need safe and best results without much headache in lesser than that time I would suggest FD. :rofl:

Best try to understand 1st, DEBT MF are different from Equity MF.

 

[shk161]

Best try to understand 1st, DEBT MF are different from Equity MF.

Ok Sir

How is this one in Ultra Short Term Debt
Axis Banking Debt Fund - Regular Plan (G) (Ultra Short Term Debt)

Axis Treasury Advantage Fund - Regular Plan (G)


Birla Sun Life Floating Rate Fund - Long Term Plan - Regular Plan (G)

Birla Sun Life Savings Fund - Institutional (G) (Plan C)

and in Small & Mid Cap


DSP BlackRock Micro Cap Fund - Regular Plan (G)
Franklin India Smaller Companies Fund (G)
Kotak Banking and PSU Debt Fund - Regular Plan (G)
Mirae Asset Emerging Bluechip Fund (G)





Large CAP

SBI Blue Chip Fund (G)


Also better ones in these categories so that I can research about them.

 

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Ok Sir

How is this one in Ultra Short Term Debt
Axis Banking Debt Fund - Regular Plan (G) (Ultra Short Term Debt)

Axis Treasury Advantage Fund - Regular Plan (G)


Birla Sun Life Floating Rate Fund - Long Term Plan - Regular Plan (G)

Birla Sun Life Savings Fund - Institutional (G) (Plan C)

and in Small & Mid Cap


DSP BlackRock Micro Cap Fund - Regular Plan (G)
Franklin India Smaller Companies Fund (G)
Kotak Banking and PSU Debt Fund - Regular Plan (G)
Mirae Asset Emerging Bluechip Fund (G)





Large CAP

SBI Blue Chip Fund (G)


Also better ones in these categories so that I can research about them.

Best try to look at data in value research. There are many good funds, i am not familiar with all of them, i only look at some fund houses to be able to manage it easier.

In UST, Birla Sun Life Floating Rate Fund - Long Term Plan is good. I plan to use it as backup to Reliance MMF. Franklin UST is also good but it holds lower rated papers so i prefer to use BSL FR LT instead which has slightly higher duration instead

Midcap - I am moving out of them and instead using Multicap funds. Only fund that i will keep is HDFC Midcap. Other options - Franklin Prima, Motilal Midcap. Mirae has top class performance in all funds for quite some time now.

Large cap - i am only familiar with HDFC Top 200 and Franklin Bluechip both of which have very good long term performance. BSL Frontline Equity is also large cappish ( which i hold )

Multi cap - Franklin prime plus, HDFC Equity, IDFC classic equity ( Dont look at old returns - Very good new fund manager), ICICI discovery, motilal multicap etc

Now dont fuss too much about this, Just pick a few good funds and then forget about it. Dont keep reevaluating every few months ... Better do that once 2-3 years or more and spend your energy elsewhere.

 

[shk161]

Best try to look at data in value research. There are many good funds, i am not familiar with all of them, i only look at some fund houses to be able to manage it easier.

In UST, Birla Sun Life Floating Rate Fund - Long Term Plan is good. I plan to use it as backup to Reliance MMF. Franklin UST is also good but it holds lower rated papers so i prefer to use BSL FR LT instead which has slightly higher duration instead

Midcap - I am moving out of them and instead using Multicap funds. Only fund that i will keep is HDFC Midcap. Other options - Franklin Prima, Motilal Midcap. Mirae has top class performance in all funds for quite some time now.

Large cap - i am only familiar with HDFC Top 200 and Franklin Bluechip both of which have very good long term performance. BSL Frontline Equity is also large cappish ( which i hold )

Multi cap - Franklin prime plus, HDFC Equity, IDFC classic equity ( Dont look at old returns - Very good new fund manager), ICICI discovery, motilal multicap etc

Now dont fuss too much about this, Just pick a few good funds and then forget about it. Dont keep reevaluating every few months ... Better do that once 2-3 years or more and spend your energy elsewhere.

hehe Thanks

and yeah I want to spend my energy somewhere else I want to understand the Technical analysis now.

I tried starting by spending 3-4 hours today to go to the equity section and read some strategies but unable to understand much.

Is there any thread which is like a cookbook for trading shares,understanding the graphs ,some commonly used strategies.


Thanks a lot for all your inputs. :clapping:

 

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hehe Thanks

and yeah I want to spend my energy somewhere else I want to understand the Technical analysis now.

I tried starting by spending 3-4 hours today to go to the equity section and read some strategies but unable to understand much.

Is there any thread which is like a cookbook for trading shares,understanding the graphs ,some commonly used strategies.


Thanks a lot for all your inputs. :clapping:

i can only tell what may work for me, Here in forum read VP thread by subhadip, that method trades with trend structure. Also can read some intro to trading to get used to stuff ( Maybe Trading for a Living), i have not read that book and instead just read a blog and some things online and have been seeing charts for few years.

Try to learn and trade VP method for some time. If it works for you good, i found it a little hard to apply properly (my problem), But having a background in all of this is probably necessary.

Now i am reading this book, and it seems like a next step for me in being able to understand trends and trade patterns. He has a very nice blog and a free video course.

Finally, There are many ways people trade. Apart from VP, Some trade D/S zones/Market profile/YTC/VSA/Al Brooks etc etc. This may or may not work for you so you have to put effort and find out .. DONT waste your capital in learning stage, trade very small until you know you can do it ..