Kotak smart advantage

#1
Hello Folks

I need opinion from you guys , i have subscribed for Kotak smart advantage and paying Rs.2000/- every month this is an ULIP for 15 years. my lock-in tenure 3 years completed. now i want to surrender the policy. i want to know whether i can discontinue or to continue , if i discontinue what will be the implications. how much amount will be deducted
 

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